Reports

Netflix delivered robust Q4 2025 performance, surpassing 325 million paid memberships and exceeding financial forecasts. Revenue grew 18% year over year, while net income rose to $2.42 billion.

• Revenue grew 18% YoY to $12.05B, driven by pricing, ad growth, and member additions.
• Net income reached $2.42B, up from $1.87B in Q4'24.

3M delivered a solid Q4 2025, with adjusted EPS up 9%, strong operational performance, and growth in key segments like Safety and Industrial. The company maintained high free cash flow conversion and expanded margins despite headwinds in consumer and automotive markets.

• Q4 GAAP sales reached $6.1 billion, marking a 2.1% increase year-over-year, while adjusted sales were $6.0 billion with 2.2% organic growth.
• GAAP EPS for Q4 was $1.07, a 20% decrease year-over-year, but adjusted EPS rose by 9% to $1.83.

D.R. Horton posted solid Q1 FY26 results, exceeding guidance on revenue and closings. While earnings and net income declined year-over-year, the company generated strong cash flow and increased net sales orders.

• Revenue reached $6.89 billion, surpassing the high end of guidance.
• Net income was $594.8 million with EPS of $2.03.

Fifth Third Bancorp delivered strong Q4 2025 results with $699 million in net income and diluted EPS of $1.04. Revenue reached $2.15 billion, driven by growth across core banking segments and improved credit trends.

• Net interest income hit a record $1.53 billion during the quarter.
• CET1 capital ratio improved 20 bps sequentially to 10.77%.

Wintrust delivered record Q4 earnings with higher net income, solid revenue growth, and continued loan and deposit expansion supported by a stable net interest margin.

• Record quarterly net income reflected strong core banking performance
• Net interest income reached a quarterly high supported by asset growth

F.N.B. Corporation ended Q4 2025 with solid performance, reporting a net income of $168.7 million and adjusted EPS of $0.50. The company saw strong contributions across its fee-based businesses and maintained strong asset quality while surpassing $50 billion in total assets.

• Reported net income of $168.7 million and adjusted EPS of $0.50.
• Total revenue reached $369.3 million for the quarter.

Bank OZK maintained solid profitability in Q4 2025 with strong net interest income, though credit loss provisions and non-interest expenses increased. EPS slightly decreased year-over-year.

• Net income declined slightly to $175.9M despite higher interest income.
• Diluted EPS decreased to $1.53 from $1.56 in Q4 2024.

Hancock Whitney Corporation announced solid financial results for the fourth quarter of 2025, with net income of $125.6 million and diluted EPS of $1.49, consistent with the prior quarter. The company experienced strong loan and deposit growth, and maintained solid asset quality, contributing to a strong finish for the year.

• Net income for Q4 2025 was $125.6 million, with diluted EPS of $1.49, matching the previous quarter's EPS.
• Loans increased by $362 million, or 6% linked quarter annualized, driven by healthcare production, ICRE activity, and equipment finance.

ServisFirst Bancshares, Inc. reported strong financial performance in Q4 2025, with net income of $86.4 million and diluted EPS of $1.58, representing significant increases from both the previous quarter and the prior year. The company saw notable improvements in net interest margin and efficiency ratio, alongside substantial loan and deposit growth. Strategic expansion into the Texas market also marked a key highlight.

• Diluted earnings per share for Q4 2025 increased by 33% from Q4 2024 and 32% from Q3 2025, reaching $1.58.
• Net interest margin improved to 3.38%, up 42 basis points from Q4 2024 and 29 basis points from Q3 2025.

Simmons First National Corporation posted a robust Q4 2025, reversing prior quarter losses with a return to profitability. The company benefited from higher net interest income, margin expansion, and disciplined expense control.

• Net income for Q4 2025 was $78.1 million, with diluted EPS of $0.54.
• Adjusted diluted EPS for Q4 2025 was $0.54, aligning with reported EPS.

Progress Software beat guidance for Q4 2025, driven by strong EPS and operating margin. ARR remained stable at $852M, and net retention was 100%.

• EPS of $1.51 exceeded the high end of guidance.
• Q4 revenue reached $253 million.

Nicolet Bankshares delivered solid Q4 results, maintaining a strong net interest margin and reporting stable profitability, despite a modest decline in net income from the prior quarter.

• Net income for Q4 2025 was $40.3 million, slightly lower than Q3's $41.7 million
• Diluted EPS for Q4 2025 was $2.65, with adjusted EPS at $2.73

Forestar delivered strong top-line growth in Q1 2026 with revenues rising to $273 million, although net income declined slightly due to higher costs. The company maintained robust liquidity and a disciplined investment strategy.

• Revenue rose to $273 million, up from $250.4 million in Q1 2025
• Net income declined 7% YoY to $15.4 million

Peoples Bancorp delivered solid Q4 2025 results, with net income rising to $31.8M and growth in trust, lease, and mortgage banking income. Net interest margin slightly declined, and expenses rose modestly.

• Net income rose to $31.8M in Q4 2025, up from $26.9M in Q4 2024.
• EPS increased to $0.89 from $0.76 in the prior year quarter.

Mercantile Bank reported solid Q4 2025 results driven by higher net interest income, deposit growth, and stable margins, aided by the acquisition of Eastern Michigan Financial Corporation.

• Net income rose to $22.8 million from $19.6 million YoY.
• EPS increased to $1.40 from $1.22 YoY.

Metropolitan Bank Holding Corp. delivered strong financial performance in the fourth quarter of 2025, with net income reaching $28.9 million and diluted earnings per share of $2.77. The company achieved a net interest margin of 4.10% and an annualized return on average equity of 15.6%, driven by robust loan and deposit growth and effective risk management.

• Diluted earnings per share for Q4 2025 were $2.77, a significant increase from $0.67 in the prior linked quarter and $1.88 in the prior year period.
• Net interest income for Q4 2025 increased by 10.4% from the prior linked quarter and 28.1% from the prior year period, reaching $85.3 million.

SmartFinancial posted net income of $13.7 million and maintained consistent earnings per share. The bank saw improvements in net interest margin and deposit growth, supporting a stable quarter-end performance.

• Net income for Q4 2025 was $13.7 million, unchanged from the prior quarter
• Net interest margin (FTE) expanded to 3.38% due to lower funding costs