Reports

UnitedHealth Group posted flat net income in Q4 2025 as a $1.6 billion after-tax charge impacted profitability. Adjusted earnings remained solid, while revenue rose compared to the prior year.

• Q4 net income was nearly flat due to a $1.6B restructuring and cyber-related charge.
• Adjusted EPS of $2.11 showed solid underlying performance.

The company delivered a strong Q4, with net income rising year over year and continued momentum in renewables and storage development. Adjusted EPS slightly increased, and FPL showed consistent growth in earnings.

• NextEra Energy reported a GAAP net income of $1.535 billion, or $0.73 per share, for the fourth quarter of 2025.
• Adjusted earnings for the fourth quarter of 2025 were $1.133 billion, or $0.54 per share.

HCA Healthcare announced a robust fourth quarter for 2025, with revenues increasing by 6.7% to $19.513 billion and net income attributable to HCA Healthcare, Inc. surging by 30.6% to $1.878 billion. Diluted earnings per share rose significantly by 44.6% to $8.14, while Adjusted EBITDA increased by 10.8% to $4.114 billion, reflecting strong performance consistent with previous quarters.

• Revenues increased 6.7 percent to $19.513 billion in Q4 2025 compared to Q4 2024.
• Net income attributable to HCA Healthcare, Inc. increased 30.6 percent to $1.878 billion in Q4 2025.

UPS delivered strong fourth-quarter 2025 results, outperforming financial expectations with consolidated revenues of $24.5 billion and a non-GAAP adjusted operating margin of 11.8%. The company successfully completed its MD-11 aircraft fleet retirement and made significant progress in its transformation strategy, positioning for future growth and margin expansion.

• Consolidated revenues reached $24.5 billion in Q4 2025.
• Diluted EPS was $2.10, with non-GAAP adjusted diluted EPS at $2.38.

Northrop Grumman delivered strong Q4 2025 performance, with revenue up 10% year-over-year, higher operating income, and a record backlog of $95.7 billion.

• Revenue grew to $11.7 billion in Q4 2025, up from $10.7 billion in Q4 2024.
• Net income reached $1.4 billion, with GAAP EPS of $9.99 and adjusted EPS of $7.23.

Seagate exceeded expectations in Q2 FY26 with higher gross and operating margins, driven by strong demand from data centers and successful ramp of its HAMR-based products.

• Revenue reached $2.825 billion for the quarter.
• GAAP Net Income totaled $593 million; Non-GAAP Net Income was $702 million.

Paccar's Q4 2025 revenue and earnings declined year-over-year, though its Parts and Financial Services divisions posted strong quarterly results.

• Q4 revenue was $6.82 billion, down from $7.91 billion in Q4 2024
• Net income for the quarter was $556.9 million, a decrease from $872.0 million a year ago

Roper Technologies delivered a 10% revenue increase in Q4 2025, supported by both organic growth and acquisitions. Adjusted EPS rose to $5.21 while net income declined due to minority investment adjustments. The company demonstrated robust cash generation and capital deployment.

• Q4 revenue grew 10% to $2.06 billion, with organic growth contributing 4%.
• Adjusted EPS increased 8% to $5.21, despite a 7% drop in GAAP EPS.

Sysco's Q2 2026 showed steady revenue growth and expanding gross profit, though GAAP net income and operating income declined. Adjusted metrics improved, reflecting gains in local case volume and margin management.

• Revenue rose 3.0% YoY to $20.8 billion.
• Net income declined 4.2% YoY to $389 million.

PCA's Q4 2025 results showed a decline in profitability due to lower volumes in legacy packaging and acquired Greif business, along with increased operating costs. Adjusted EPS and revenue grew modestly year-over-year.

• Net income fell to $102M, down from $221M in Q4 2024
• Adjusted EPS was $2.32, slightly below last year’s $2.47

Logitech reported solid Q3 FY26 results with revenue of $1.42B and net income of $251M. The company achieved record operating income excluding pandemic peaks and delivered strong EPS growth. Innovation and disciplined cost management contributed significantly.

• Revenue reached $1.42B, up from $1.34B a year ago.
• Net income rose to $251M with EPS of $1.69.

Nextpower delivered a solid performance in Q3 FY26, with higher revenue and net income. The company raised its FY26 outlook, achieved an investment grade rating, and announced a $500M share buyback program.

• Revenue reached $909 million for the quarter.
• GAAP Net Income was $131 million, with GAAP EPS at $0.85.

F5, Inc. announced strong financial results for its first fiscal quarter of 2026, with total revenue reaching $822 million, a 7% increase year-over-year. This growth was primarily driven by an 11% increase in product revenue, including a significant 37% growth in systems revenue. The company also reported strong GAAP and non-GAAP net income and earnings per share, exceeding previous year's figures.

• Total revenue for Q1 FY26 was $822 million, up 7% from $766 million in Q1 FY25.
• Product revenue grew by 11%, with systems revenue increasing by 37% year-over-year.

BXP posted a profitable Q4 with net income of $248.5M and EPS of $1.56, buoyed by over $1B in asset sales and robust leasing volumes totaling 1.8M square feet.

• Executed over 1.8 million square feet of leases in Q4 with a weighted average lease term of 11.3 years.
• Total revenue rose to $877.1 million, up from $858.6 million in Q4 2024.

Manhattan Associates delivered a robust fourth quarter in 2025, with total revenue reaching $270.4 million, an increase from $255.8 million in Q4 2024. The company's RPO bookings surged by 25% over the prior year, primarily fueled by a significant rise in cloud subscription revenue. GAAP diluted EPS was $0.86, and non-GAAP adjusted diluted EPS stood at $1.21, reflecting continued business momentum and market leadership.

• Total revenue for Q4 2025 increased to $270.4 million from $255.8 million in Q4 2024.
• Cloud subscription revenue grew significantly to $108.6 million in Q4 2025, up from $90.3 million in Q4 2024.

Despite a GAAP net loss in Q4 2025 driven by a large impairment charge, Invesco posted higher adjusted EPS, increased AUM, and continued strong net inflows.

• Reported GAAP net loss of $1.19 billion due to a $1.8 billion impairment charge.
• Adjusted EPS rose to $0.62, up from $0.52 in Q4 2024.

Applied Industrial Technologies delivered a solid performance in Q2 2026 with higher net sales, net income, and operating cash flow, driven by continued organic growth and contributions from acquisitions.

• Net sales reached $1.2 billion, with 2.2% organic growth.
• Net income increased to $95.3 million, or $2.51 per diluted share.

American Airlines reported strong Q4 2025 results with $14.0 billion in revenue and a net income of $99 million, overcoming a $325 million impact from a government shutdown.

• Achieved record Q4 revenue of $14.0 billion
• Net income reached $99 million despite a $325 million shutdown impact

UMB Financial Corporation announced a strong fourth quarter for 2025, with GAAP net income available to common shareholders reaching $209.5 million, or $2.74 per diluted common share, marking a 74.6% increase compared to Q4 2024. Total revenues grew by 66.0% year-over-year to $720.9 million, and net interest income saw a substantial 94.3% increase. The company also reported significant growth in average loans and deposits, alongside an improved efficiency ratio.

• GAAP net income available to common shareholders increased by 74.6% to $209.5 million, or $2.74 per diluted common share, compared to Q4 2024.
• Total revenues for Q4 2025 were $720.9 million, a 66.0% increase from Q4 2024, with net interest income rising by 94.3% to $522.5 million.

Qorvo announced robust financial results for its fiscal 2026 third quarter, with GAAP revenue reaching $993.0 million and diluted EPS of $1.75. Non-GAAP diluted EPS stood at $2.17, reflecting strong operational performance. The company saw significant year-over-year growth in revenue and operating income, primarily due to strong demand from its largest customer and growth in automotive, consumer Wi-Fi, D&A, base station, and power management sectors.

• Qorvo's fiscal Q3 2026 revenue was $993.0 million, showing an 8.4% increase year-over-year.
• GAAP diluted EPS was $1.75, while non-GAAP diluted EPS was $2.17, significantly higher than the previous year.

Popular Inc. posted robust Q4 2025 financial results, driven by net income of $233.9 million and EPS of $3.53. Net interest income rose to $657.6 million, with a higher net interest margin of 3.61%. The bank continued to maintain healthy credit quality metrics, while controlling operating expenses.

• Reported GAAP net income of $233.9 million and adjusted net income of $224.2 million in Q4 2025.
• EPS reached $3.53 per share, up from $3.15 in the prior quarter.

Commvault posted $314 million in revenue and a net income of $17.8 million for Q3 FY26, reflecting strong subscription growth and solid profitability.

• Total revenue reached $313.8 million, a 19% increase year-over-year
• Subscription revenue grew to $206.3 million, with SaaS revenue up 44%

Greif delivered robust Q1 2026 performance, posting higher net income and operating profit due to gains from asset sales and cost-cutting initiatives. Adjusted EBITDA grew 24%, and leverage dropped significantly after debt repayment.

• Net income rose to $176.6 million from $6.6 million a year ago, primarily driven by a $216 million gain on timberlands divestiture.
• Adjusted EBITDA increased 24% year-over-year to $122.5 million.

Polaris posted a small adjusted profit on stronger retail and market share in core segments, though significant losses were driven by impairment and separation costs related to Indian Motorcycle.

• Revenue grew 9% YoY to $1.92B, driven by strength in Off-Road and favorable mix.
• Reported net loss of $303.6M due to one-time charges, including impairment related to Indian Motorcycle.

First BanCorp delivered improved profitability in Q4 2025, with increased net interest income and strong loan growth, despite higher non-interest expenses.

• Net income for Q4 2025 rose to $87.1 million compared to $75.7 million a year ago.
• EPS increased to $0.55 per diluted share, up from $0.46 in Q4 2024.

Renasant delivered improved profitability in Q4 2025, with net income rising to $78.9 million and adjusted EPS reaching $0.91. The bank posted a higher net interest margin of 3.89% and reduced its cost of deposits to 1.97%, despite merger-related expenses. Loan and deposit growth remained steady, supporting solid financial performance.

• Net income rose to $78.9 million, reflecting improved profitability despite merger expenses
• Adjusted EPS reached $0.91, up from $0.73 in Q4 2024

Stride, Inc. announced robust second quarter fiscal year 2026 results, with revenue increasing to $631.3 million from $587.2 million in the prior year. Net income rose to $99.5 million, and diluted net income per share reached $2.12. The company also reported significant increases in adjusted operating income and adjusted EBITDA, alongside stabilization and enhancements in its core platform issues.

• Revenue increased by 7.5% to $631.3 million compared to $587.2 million in the second quarter of fiscal year 2025.
• Net income grew by 3.2% to $99.5 million, up from $96.4 million in the previous year.

Enova International delivered exceptional fourth-quarter results, with originations rising 32% and total company revenue increasing 15% from the fourth quarter of 2024. Diluted earnings per share grew 30% to $3.00, and adjusted earnings per share increased 33% to $3.46. The company maintained strong credit performance with a net charge-off ratio of 8.3% and a net revenue margin of 60%.

• Originations increased by 32% and total company revenue grew by 15% compared to Q4 2024.
• Diluted EPS rose 30% to $3.00, and adjusted EPS increased 33% to $3.46.

Community Bank delivered solid Q4 2025 results, posting strong net interest income and a third consecutive quarter of record operating EPS. Segment growth in banking and employee benefit services offset seasonal softness in insurance. Total revenues and operating income improved both sequentially and year-over-year.

• Net income for Q4 2025 was $54.4 million, with EPS of $1.03.
• Operating EPS reached a record $1.12, marking the third straight record quarter.

WesBanco delivered a solid fourth quarter with significant growth in net income and EPS, driven by the Premier Financial acquisition and organic expansion. Margins improved, credit quality remained stable, and efficiency benefited from expense synergies.

• Net income available to common shareholders for Q4 2025 was $78.2 million, with diluted EPS of $0.81.
• Total loans increased 51.9% year-over-year to $19.2 billion, with organic growth of 5.2%.

Provident Financial Services posted a solid Q4 2025, achieving record revenue of $225.7 million and net income of $83.4 million. The company saw increases in net interest income, improved asset quality, and higher tangible book value per share.

• Net income rose to $83.4 million, up from $48.5 million in Q4 2024.
• EPS increased to $0.64 from $0.37 in the prior year quarter.

Trustmark delivered a strong Q4 2025 with net income of $57.9 million and EPS of $0.97. Revenue climbed modestly, supported by growth in net interest and noninterest income, while credit quality remained solid despite higher charge-offs.

• Q4 net income reached $57.9 million, with EPS of $0.97.
• Revenue totaled $204.1 million, driven by increased net interest and noninterest income.

First Busey Corporation posted a solid Q4 2025 with $60.8M in net income and improved margins. The quarter saw robust wealth management revenue, continued strategic deposit runoff, and expanding capital ratios.

• Net income for Q4 2025 reached $60.8M, up from $28.1M in Q4 2024.
• Net interest margin expanded to 3.71% due to strong deposit cost control.

Stock Yards Bancorp closed Q4 2025 with record net income of $36.6 million and diluted EPS of $1.24. The quarter showed strength in net interest margin, growth in non-interest income, and solid credit quality. The company continued expanding its market presence through new products and branches.

• Net income of $36.6 million, up from $31.7 million in Q4 2024.
• Diluted EPS reached $1.24, compared to $1.07 in the same quarter last year.

First Commonwealth delivered solid financial performance in Q4 2025 with increased net income, improved net interest margin, and strong capital levels, despite modest loan growth and slightly higher nonperforming loans.

• Net income rose to $44.9 million, up from $41.3 million in Q3 2025
• EPS was $0.43, with core EPS matching at $0.43

NBHC's Q4 2025 net income declined to $16.0M, or $0.42 per share, from $28.2M a year ago. Adjusted EPS came in at $0.60. Revenue was $100.6M and net interest margin decreased slightly. Asset quality remained solid, and the quarter included the acquisition of Vista Bancshares.

• Reported net income of $16.0M, down from $28.2M in Q4 2024
• Adjusted EPS of $0.60 after excluding $8.8M in acquisition-related expenses and losses

Hope Bancorp delivered solid earnings growth in the fourth quarter of 2025, with net income up 12% quarter-over-quarter, driven by growth in net interest income, strength in customer fee revenue, and lower provisions for credit losses. For the full year, the company significantly lowered its cost of deposits, reduced reliance on brokered deposits, and strengthened asset quality.

• Net income for Q4 2025 was $34.5 million, a 12% increase quarter-over-quarter and a 42% increase year-over-year.
• Diluted EPS for Q4 2025 was $0.27, up from $0.24 in Q3 2025 and $0.20 in Q4 2024.

QCR Holdings delivered a robust Q4 2025, supported by record capital markets revenue, improved NIM, and solid loan growth. Adjusted EPS reached $2.21, and nonperforming assets remained stable at 0.45% of total assets.

• Net income reached $35.7 million; adjusted net income was $37.3 million.
• Capital markets revenue hit $24.5 million in Q4.

Marten Transport's Q4 2025 results showed lower revenue and net income versus Q4 2024, primarily due to continued freight market pressures. However, profitability improved sequentially from Q3 2025.

• Q4 2025 net income was $3.7 million, down from $5.6 million in Q4 2024 but up from $2.2 million in Q3 2025.
• Operating revenue for Q4 2025 declined to $210.1 million from $230.4 million in Q4 2024.

Hanmi Financial Corporation delivered solid results in the fourth quarter of 2025, with net income of $21.2 million, or $0.70 per diluted share. The company achieved robust earnings growth of 22% for the full year, driven by net interest margin expansion, healthy loan growth, and disciplined expense and credit management. Asset quality remained strong, and capital ratios exceeded minimum regulatory requirements.

• Net income for Q4 2025 was $21.2 million, or $0.70 per diluted share, a decrease of 3.7% from the prior quarter.
• Full-year 2025 net income increased by 22.3% to $76.1 million, or $2.51 per diluted share, compared to $62.2 million in 2024.

CNB Financial delivered a robust Q4 2025 performance driven by strong net interest income and growth in both loans and deposits, following the successful integration of the ESSA acquisition.

• Net income reached $32.6 million in Q4 2025, up from $14.0 million a year ago.
• EPS increased to $1.10, with adjusted EPS at $0.87 for the quarter.

World Acceptance Corporation experienced a challenging third quarter of fiscal 2026, reporting a net loss of $0.9 million, a significant decline from the $13.4 million net income in the prior year's comparable quarter. This was largely driven by a substantial increase in the provision for credit losses, up $7.3 million to $51.4 million, and a 16.1% rise in general and administrative expenses. Despite these headwinds, total revenues saw a modest increase of 1.9% to $141.3 million, and the company achieved growth in its outstanding loans and customer base, reflecting a strategic shift towards targeted portfolio growth.

• Net loss for the third quarter was $912,000, a decrease from net income of $13,388,000 in the same quarter of the prior year.
• Total revenues increased by 1.9% to $141,252,000, driven by a 2.7% increase in interest, fee, and insurance income.

Capital City Bank Group, Inc. reported a net income of $13.7 million, or $0.80 per diluted share, for the fourth quarter of 2025. The company experienced a slight decrease in tax-equivalent net interest income and a 10.0% decrease in noninterest income, primarily due to lower other income, mortgage revenues, and wealth management fees. Despite these decreases, the company maintained stable credit quality metrics and saw an increase in deposit balances.

• Net income attributable to common shareowners for Q4 2025 was $13.7 million, a decrease from $16.0 million in Q3 2025 but an increase from $13.1 million in Q4 2024.
• Diluted EPS for Q4 2025 was $0.80, compared to $0.93 in Q3 2025 and $0.77 in Q4 2024.

Camden National Corporation achieved record-breaking quarterly performance in Q4 2025, with net income reaching $22.6 million and diluted EPS of $1.33, both increasing 6% over the previous quarter. The company's net interest margin expanded to 3.29%, and its balance sheet remained strong with favorable credit metrics. Total assets grew 20% year-over-year, primarily due to the Northway Financial acquisition.

• Net income for Q4 2025 was $22.6 million, a 6% increase over Q3 2025.
• Diluted EPS for Q4 2025 was $1.33, also a 6% increase compared to Q3 2025.

The company achieved a higher net income and EPS for Q4 2025, supported by stronger net interest income, while maintaining sound credit quality and efficiency.

• Net income rose to $44.88 million in Q4, up from $35.85 million in Q4 2024.
• EPS increased to $0.43, compared to $0.35 in the same quarter last year.

Flushing Financial posted a GAAP EPS of $0.12 and Core EPS of $0.32 in Q4 2025, reflecting a recovery from losses a year ago. Net interest income and margin expanded, while credit quality remained stable. Deposit growth and capital ratios also improved, reinforcing financial stability ahead of its merger with OceanFirst.

• GAAP EPS was $0.12 and Core EPS was $0.32, compared to ($1.64) and $0.14 in Q4 2024.
• Net interest margin rose to 2.68%, driven by improved deposit mix and lower funding costs.

Bridgewater Bancshares, Inc. reported strong fourth quarter 2025 financial results, with net income of $13.3 million and diluted EPS of $0.43. The company experienced significant revenue growth, well-controlled expenses, and continued momentum in core deposit and loan growth, leading to improved efficiency and tangible book value.

• Net income for Q4 2025 was $13.3 million, or $0.43 per diluted common share, with adjusted net income reaching $13.5 million, or $0.44 per diluted common share.
• Net interest income increased by $1.6 million, or 4.7%, from the third quarter of 2025, and net interest margin expanded to 2.75%.

The company delivered a strong fourth quarter with improved earnings supported by net interest income growth, higher margins, and disciplined expense management.

• Net interest income and non-interest income drove total revenue growth
• Net interest margin expanded to 3.57%