Mar 31, 2023

Arch Capital Q1 2023 Earnings Report

Arch Capital reported a substantial increase in net income and operating income compared to the same quarter last year.

Key Takeaways

Arch Capital Group Ltd. reported a significant increase in its first quarter 2023 results. Net income available to Arch common shareholders was $705 million, or $1.87 per share, compared to $186 million, or $0.48 per share, for the first quarter of 2022. After-tax operating income available to Arch common shareholders was $654 million, or $1.73 per share, compared to $422 million, or $1.10 per share, for the same period last year.

Net income available to Arch common shareholders increased to $705 million, or $1.87 per share.

After-tax operating income available to Arch common shareholders rose to $654 million, or $1.73 per share.

The combined ratio excluding catastrophic activity and prior year development was 82.2%.

Book value per common share increased to $35.35 at March 31, 2023, an 8.4% increase from December 31, 2022.

Total Revenue
$2.88B
Previous year: $2.12B
+35.9%
EPS
$1.73
Previous year: $1.1
+57.3%
Loss Ratio
51%
Previous year: 47.2%
+8.1%
Combined Ratio
80.6%
Previous year: 78.7%
+2.4%
Gross Profit
$2.76B
Previous year: $1.59B
+73.3%
Cash and Equivalents
$803M
Previous year: $813M
-1.2%
Total Assets
$51.1B
Previous year: $45.7B
+11.9%

Arch Capital

Arch Capital

Arch Capital Revenue by Segment

Forward Guidance

This section of the document is a cautionary note regarding forward-looking statements and does not contain explicit forward guidance. Therefore, the positives and negatives are derived from risk factors outlined in the document.

Positive Outlook

  • Successful implementation of business strategy during various market conditions.
  • Acceptance of business strategy and financial condition by rating agencies and regulators.
  • Ability to consummate acquisitions and integrate acquired businesses.
  • Ability to maintain or improve ratings through equity or debt financings.
  • Successful enhancement, integration, and maintenance of operating procedures.

Challenges Ahead

  • Material differences between actual and expected assessments for guaranty funds.
  • Greater than expected loss ratios on business written.
  • Adverse development on claim liabilities.
  • Inadequacy of loss reserves.
  • Greater frequency or severity of unpredictable natural and man-made events.

Revenue & Expenses

Visualization of income flow from segment revenue to net income