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Jun 30, 2023

Altisource Q2 2023 Earnings Report

Announced second quarter 2023 financial results, with Adjusted EBITDA performance improving over 2022.

Key Takeaways

Altisource reported financial results for the second quarter 2023, with Adjusted EBITDA improving by 47% compared to the same period in 2022. The company anticipates roughly break-even Adjusted EBITDA for the third quarter and positive Adjusted EBITDA for the fourth quarter and full year. Second quarter service revenue was $33.2 million.

Adjusted EBITDA was 47% better than the same period in 2022.

The weighted average sales pipeline in the Servicer and Real Estate segment represents $34 million to $43 million of estimated annual revenue on a stabilized basis

The weighted average sales pipeline in the Origination segment represents $22 million to $27 million of estimated annual revenue on a stabilized basis

In July 2023, the Company began to implement a company-wide cost reduction plan which is estimated to reduce annual cash operating expenses by $13.5 million once complete.

Total Revenue
$33.2M
Previous year: $37.6M
-11.9%
EPS
-$0.68
Previous year: -$0.7
-2.9%
Gross Profit
$5.53M
Previous year: $4.07M
+36.1%
Cash and Equivalents
$35M
Previous year: $70.7M
-50.4%
Free Cash Flow
-$7.88M
Previous year: -$9.43M
-16.5%
Total Assets
$165M
Previous year: $225M
-26.8%

Altisource

Altisource

Forward Guidance

Altisource anticipates roughly break-even Adjusted EBITDA for the third quarter and positive Adjusted EBITDA for the fourth quarter and full year.

Positive Outlook

  • Company-wide cost reduction plan which is estimated to reduce annual cash operating expenses by $13.5 million once complete.
  • Sales pipeline and wins in both of our segments remain strong.
  • Continue to onboard and grow sales wins from 2022 and 2023, which combined are now at a $13 million annualized revenue run rate.
  • Referrals are anticipated to begin in the third quarter of 2023 with revenue and earnings stabilization anticipated by the middle of 2024, if not sooner
  • Continue to position Altisource to take advantage of what we see as significant potential opportunities in the residential mortgage default market over the coming years as the market continues to normalize

Challenges Ahead

  • Second quarter Adjusted EBITDA was impacted by an estimated $0.9 million from certain unexpected non-recurring items
  • Interest expense from the higher interest rate environment and our amended term loan contributed to the greater second quarter 2023 Adjusted net loss.
  • Second quarter service revenue was lower than the same quarter last year primarily from the exit of a low margin customer care business in the fourth quarter 2022.
  • Decline in a customer’s propensity to order services in two of our lower margin default related businesses.
  • Unexpected temporary delays in certain California foreclosures.