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Mar 31, 2020

Brighthouse Financial Q1 2020 Earnings Report

Brighthouse Financial's first quarter results were announced, showing a significant net income and growth in annuity sales.

Key Takeaways

Brighthouse Financial reported a strong first quarter with a net income of $4,950 million, driven by net derivative mark-to-market gains. Adjusted earnings, less notable items, were $273 million, or $2.60 per diluted share. Annuity sales grew by 15% year-over-year, and the company repurchased approximately $316 million of its common stock year-to-date.

Net income available to shareholders was $4,950 million, or $47.11 per diluted share.

Adjusted earnings, less notable items, were $273 million, or $2.60 per diluted share.

Annuity sales increased by 15% compared to the first quarter of 2019.

The company's estimated combined risk-based capital ratio is between 515 and 535 percent.

Total Revenue
$2.1B
Previous year: $2.01B
+4.8%
EPS
$2.6
Previous year: $2.21
+17.6%
Book Value per Share
$199
Book Value w/o AOCI per Share
$172
Holding Company Liquid Assets
$1B
Gross Profit
$8.99B
Previous year: $691M
+1200.3%
Cash and Equivalents
$8.93B
Previous year: $3.86B
+131.1%
Total Assets
$224B
Previous year: $216B
+3.5%

Brighthouse Financial

Brighthouse Financial

Brighthouse Financial Revenue by Segment

Forward Guidance

Brighthouse Financial remains confident in its strategy and believes it will generate long-term shareholder value, despite the uncertainty caused by the COVID-19 pandemic.

Positive Outlook

  • The company's top priority is the well-being and safety of employees, partners, and customers.
  • Business continuity plans were promptly implemented, transitioning to a fully remote-work environment.
  • The company is able to continue to support customers and financial professionals as usual.
  • The company entered the current climate from a position of strength.
  • The company's balance sheet and liquidity remain strong, and the investment portfolio is well-diversified.

Challenges Ahead

  • The immediate future may be more difficult from a sales perspective.
  • It is not possible to estimate the severity or duration of the COVID-19 pandemic.
  • Repurchases temporarily suspended while the company continues to evaluate the impacts of the COVID-19 pandemic.
  • The company's statutory combined total adjusted capital decreased due to equity market and interest rate declines.
  • Unfavorable non-variable annuity results.

Revenue & Expenses

Visualization of income flow from segment revenue to net income