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Mar 31, 2021

Popular Q1 2021 Earnings Report

Popular, Inc. reported a net income of $262.6 million for Q1 2021.

Key Takeaways

Popular, Inc. reported a strong start to 2021 with a net income of $262.6 million for the first quarter. The results were positively impacted by a benefit in the provision for credit losses of $82.2 million, driven by an improving macroeconomic environment and lower credit losses. The company experienced growth in top-line revenue, benefiting from PPP-related income and an increase in the value of mortgage servicing rights.

Net income was $262.6 million, compared to $176.3 million in the previous quarter.

Net interest income increased by $7.5 million to $479.1 million, driven by an increase in interest income and fees from PPP loans.

Total assets grew by $0.9 billion, mainly due to an increase in deposits across various sectors.

The corporation recognized income of $23.1 million related to loans issued under the SBA PPP program, compared to $11.5 million in the previous quarter.

Total Revenue
$479M
Previous year: $473M
+1.3%
EPS
$3.12
Previous year: $0.37
+743.2%
Net Interest Margin
3.07%
Previous year: 3.94%
-22.1%
Common Equity Tier 1 ratio
17.15%
Previous year: 15.79%
+8.6%
Common Equity per Share
$69.6
Cash and Equivalents
$12.1B
Previous year: $451M
+2573.2%
Free Cash Flow
$173M
Previous year: $178M
-3.0%
Total Assets
$66.9B
Previous year: $52.8B
+26.6%

Popular

Popular

Forward Guidance

This press release contains forward-looking statements about Popular’s business, financial condition, results of operations, plans, objectives and future performance. These statements are not guarantees of future performance, are based on management’s current expectations and, by their nature, involve risks, uncertainties, estimates and assumptions.