Mar 31, 2022

Popular Q1 2022 Earnings Report

Reported solid results in Q1 2022 with net income of $211.7 million and strong credit quality trends.

Key Takeaways

Popular, Inc. reported a net income of $211.7 million for Q1 2022, compared to $206.1 million for the previous quarter. The corporation saw broad-based loan growth and maintained strong asset quality metrics.

Net income of $211.7 million in Q1 2022, compared to net income of $206.1 million in Q4 2021.

Net interest margin of 2.75% in Q1 2022, compared to 2.78% in Q4 2021.

Non-performing loans held-in-portfolio decreased by $28.0 million from Q4 2021.

Net charge-offs were $3.8 million, compared to a net recovery of $7.9 million in Q4 2021.

Total Revenue
$494M
Previous year: $479M
+3.2%
EPS
$2.69
Previous year: $3.12
-13.8%
Net Interest Margin
2.75%
Previous year: 3.07%
-10.4%
Common Equity Tier 1 ratio
16.26%
Previous year: 17.15%
-5.2%
NPLs to Loans Ratio
1.8%
Cash and Equivalents
$445M
Previous year: $12.1B
-96.3%
Free Cash Flow
$182M
Previous year: $173M
+5.5%
Total Assets
$69.5B
Previous year: $66.9B
+4.0%

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Forward Guidance

The corporation remains optimistic about the economic outlook, yet cognizant of the possible challenges to the macroeconomic environment resulting from the war in Ukraine, inflation and the evolving health situation.