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Sep 30, 2022

Coinbase Q3 2022 Earnings Report

Coinbase's Q3 2022 results were mixed as transaction revenue declined due to macroeconomic headwinds and offshore trading volume, while subscription and services revenue grew driven by the USDC ecosystem and staking activity.

Key Takeaways

Coinbase's Q3 2022 net revenue was $576 million, a 28% decrease compared to Q2. Transaction revenue was $366 million, down 44% Q/Q, while subscription and services revenue increased 43% sequentially to $211 million. The company reported a net loss of $545 million and Adjusted EBITDA of negative $116 million.

Transaction revenue was significantly impacted by stronger macroeconomic and crypto market headwinds, as well as trading volume moving offshore.

Subscription and services revenue saw strong growth, driven by participation in the USDC ecosystem and higher staking activity.

Total operating expenses decreased 38% compared to Q2, or 22% absent non-cash impairment charges.

Coinbase ended Q3 with $5.6 billion in total $USD resources and $483 million in crypto assets.

Total Revenue
$590M
Previous year: $1.31B
-55.0%
EPS
-$2.43
Previous year: $1.62
-250.0%
Monthly Transacting Users
8.5M
Previous year: 7.4M
+14.9%
Assets on Platform
$101B
Previous year: $255B
-60.4%
Gross Profit
$488M
Previous year: $1.11B
-56.2%
Cash and Equivalents
$5.01B
Previous year: $6.35B
-21.2%
Free Cash Flow
-$954M
Previous year: $341M
-379.9%
Total Assets
$6.09B
Previous year: $18.5B
-67.0%

Coinbase

Coinbase

Coinbase Revenue by Segment

Forward Guidance

Coinbase anticipates Q4 trading volume to be lower with similar MTUs compared to Q3. They remain cautiously optimistic about operating within the $500 million Adjusted EBITDA loss guardrail for 2022, assuming stable crypto market conditions and customer behaviors.

Positive Outlook

  • Expense actions are expected to help the company operate within the $500 million Adjusted EBITDA loss guardrail for 2022.
  • Growth in subscription and services revenue is expected to continue due to the interest rate environment.
  • Seasonally higher spend is expected in sales and marketing expenses compared to Q3.
  • Stock-based compensation expense is expected to increase in Q4 compared to Q3 due to the timing of certain awards.
  • The company believes that with their current balance sheet and expense management focus, they will be able to operate through a multi-year down cycle.

Challenges Ahead

  • October trading volume was $47 billion and MTUs through October are roughly in-line with reported Q3 results.
  • Lower trading volume is expected in Q4 compared to Q3.
  • Similar number of MTUs is expected in Q4 compared to Q3.
  • The company is preparing for 2023 with a conservative bias and assuming that the current macroeconomic headwinds will persist and possibly intensify.
  • The current business climate puts pressure on retail trading activity and by extension our transaction revenue.

Revenue & Expenses

Visualization of income flow from segment revenue to net income