•
Dec 28, 2019

Cavco Q3 2020 Earnings Report

Cavco's financial performance increased in Q3 2020, driven by revenue growth and improved profitability.

Key Takeaways

Cavco Industries reported a strong third quarter for fiscal year 2020, with a 17.1% increase in net revenue to $273.7 million and a 56.0% increase in net income to $20.9 million. The company benefited from improved home sales volume, the acquisition of Destiny Homes, and strong consumer demand.

Net revenue increased by 17.1% to $273.7 million, driven by improved home sales volume and the Destiny Homes acquisition.

Income from operations rose by 26.4% to $23.0 million, due to sales increases in factory-built housing and decreased weather-related claims in financial services.

Net income increased significantly by 56.0% to $20.9 million, further benefited by unrealized gains on corporate equity investments and lower effective income tax rates.

Factory-built housing shipments increased, reducing sales order backlogs to approximately 6 weeks of production, or $115 million.

Total Revenue
$274M
Previous year: $234M
+17.1%
EPS
$2.25
Previous year: $1.44
+56.3%
Factory-Built Homes Sold
3.87K
Previous year: 3.45K
+12.1%
Order Backlog
$115M
Gross Profit
$59.9M
Previous year: $49M
+22.1%
Cash and Equivalents
$217M
Previous year: $193M
+12.5%
Free Cash Flow
$22.2M
Previous year: -$3.89M
-670.0%
Total Assets
$787M
Previous year: $717M
+9.8%

Cavco

Cavco

Cavco Revenue by Segment

Forward Guidance

Cavco expects strong margins and growth in factory-built home shipments to continue, supported by strong consumer demand.

Positive Outlook

  • Strong margins in factory-built home shipments are expected to continue.
  • Growth in factory-built home shipments is expected to continue.
  • Consumer demand is strong.
  • High employment levels support consumer demand.
  • Growing household incomes support consumer demand.

Challenges Ahead

  • The company faces risks related to integrating acquisitions.
  • Involvement in vertically integrated lines of business poses risks.
  • Information technology failures or cyber incidents could negatively impact operations.
  • Curtailment of available financing from home-only lenders could affect sales.
  • The company faces risks from participation in wholesale and retail financing programs.

Revenue & Expenses

Visualization of income flow from segment revenue to net income