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Mar 31

Dave Q1 2025 Earnings Report

Dave Reports First Quarter 2025 Financial Results

Key Takeaways

Dave reported strong financial results for the first quarter of 2025, with revenue increasing 47% year-over-year to $108.0 million. GAAP Net Income reached $28.8 million, and Adjusted EBITDA significantly increased by 235% year-over-year to $44.2 million. The company also raised its full-year 2025 guidance for both revenue and Adjusted EBITDA.

Q1 2025 GAAP Operating Revenues, Net increased 47% year-over-year to $108.0 million.

Q1 2025 GAAP Net Income was $28.8 million.

Q1 2025 Adjusted EBITDA increased 235% year-over-year to $44.2 million.

Dave raised its full-year 2025 Revenue and Adjusted EBITDA guidance.

Total Revenue
$108M
Previous year: $73.6M
+46.7%
EPS
$2.48
Previous year: $0.62
+300.0%
Monthly Transacting Members
2.5M
New Member Acquisitions
569K
Customer Acquisition Cost
$18
Cash and Equivalents
$48.7M
Previous year: $55.5M
-12.3%

Dave

Dave

Dave Revenue by Segment

Forward Guidance

Dave raised its full-year 2025 guidance, now expecting GAAP Operating Revenues, Net of $460 million to $475 million and Adjusted EBITDA of $155 million to $165 million, reflecting confidence in continued growth and operating efficiency.

Positive Outlook

  • Raised full-year 2025 GAAP Operating Revenues, Net guidance.
  • Raised full-year 2025 Adjusted EBITDA guidance.
  • Increased confidence in the new fee model.
  • Positive growth outlook.
  • Demonstrated continued financial strength and operating efficiency.