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Sep 30, 2023

Euronet Q3 2023 Earnings Report

Euronet achieved revenue growth and maintained profitability amidst global economic challenges.

Key Takeaways

Euronet Worldwide reported an 8% increase in revenues, reaching $1,004.0 million, marking its first one billion dollar revenue quarter. Net income attributable to Euronet was $104.2 million, or $2.05 diluted earnings per share. The company's Money Transfer segment showed strong growth, while the EFT Processing segment experienced a slight decrease in operating income.

Euronet's Q3 revenue reached $1,004.0 million, an 8% increase year-over-year.

Net income attributable to Euronet was $104.2 million, with diluted EPS at $2.05.

Money Transfer segment experienced strong growth in revenue, operating income, and adjusted EBITDA.

EFT Processing segment saw revenue growth driven by POS acquiring and expansion in Asia.

Total Revenue
$1B
Previous year: $931M
+7.8%
EPS
$2.72
Previous year: $2.74
-0.7%
Active ATMs
51.5K
Previous year: 49.62K
+3.8%
epay Transactions
925M
Previous year: 915M
+1.1%
Money Transfer Transactions
40.6M
Previous year: 37.7M
+7.7%
Gross Profit
$274M
Previous year: $271M
+1.0%
Cash and Equivalents
$1.07B
Previous year: $967M
+11.1%
Free Cash Flow
$260M
Previous year: $242M
+7.6%
Total Assets
$5.16B
Previous year: $4.83B
+6.9%

Euronet

Euronet

Euronet Revenue by Segment

Forward Guidance

The Company anticipates that its fourth quarter 2023 adjusted EPS will be $1.75. Moreover, the Company anticipates its 2024 adjusted EPS will grow 10-15% year-over-year, consistent with its 10 and 20 year compounded annualized growth rates.

Revenue & Expenses

Visualization of income flow from segment revenue to net income