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Sep 30, 2024

Euronet Q3 2024 Earnings Report

Euronet's financial performance improved with revenue growth and increased profitability.

Key Takeaways

Euronet Worldwide reported a strong third quarter in 2024, with a 9% increase in revenues, a 9% increase in operating income, and an 11% increase in adjusted earnings per share. The company's performance was driven by growth in all segments, with Money Transfer, EFT Processing, and epay all delivering solid results.

Revenues increased by 9% to $1,099.3 million.

Operating income rose by 9% to $182.2 million.

Net income attributable to Euronet was $151.5 million, or $3.21 diluted earnings per share.

Adjusted earnings per share increased by 11% to $3.03.

Total Revenue
$1.1B
Previous year: $1B
+9.5%
EPS
$3.03
Previous year: $2.72
+11.4%
Active ATMs
54.02K
Previous year: 51.5K
+4.9%
epay Transactions
1.13B
Previous year: 925M
+21.7%
Money Transfer Transactions
45.1M
Previous year: 40.6M
+11.1%
Gross Profit
$296M
Previous year: $274M
+8.0%
Cash and Equivalents
$1.52B
Previous year: $1.07B
+41.9%
Free Cash Flow
$415M
Previous year: $260M
+59.4%
Total Assets
$6.29B
Previous year: $5.16B
+21.8%

Euronet

Euronet

Euronet Revenue by Segment

Forward Guidance

Euronet anticipates continued double-digit quarterly earnings growth and reaffirms its expectation of 10-15% adjusted EPS growth for 2024 and 2025.

Positive Outlook

  • Continued double-digit quarterly earnings growth.
  • Confidence in achieving 10-15% adjusted EPS growth for 2024.
  • Expectation of 10-15% adjusted EPS growth in 2025.
  • Strong consumer demand for digital products.
  • Growth in cross-border transactions.

Challenges Ahead

  • Potential changes in foreign exchange rates.
  • Potential changes in interest rates.
  • Unforeseen factors.
  • Inflationary pressures in the business.
  • Expenses incurred to launch new proprietary product offerings.

Revenue & Expenses

Visualization of income flow from segment revenue to net income