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Dec 31, 2024
Euronet Q4 2024 Earnings Report
Key Takeaways
Euronet reported strong revenue growth of 9.36% YoY in Q4 2024, driven by robust performance in EFT Processing and Money Transfer. Adjusted EPS reached a record $2.08, marking a 10.64% YoY increase. Net income declined by 34.79% due to increased interest and tax expenses.
Euronet
Euronet
Euronet Revenue by Segment
Revenue by Segment
EFT Processing Revenue
CapyFin.comepay Revenue
CapyFin.comMoney Transfer Revenue
CapyFin.com Forward Guidance
Euronet expects adjusted EPS growth between 12% and 16% in 2025, supported by digital expansion, international travel recovery, and fee increases. The company remains cautious about macroeconomic uncertainties and potential currency fluctuations.
Positive Outlook
- Expected adjusted EPS growth of 12% to 16% in 2025.
- Continued expansion of digital money transfer services.
- Strong demand for international travel driving EFT Processing growth.
- Growth in merchant acquiring and fee increase opportunities.
- Expansion into new geographic markets.
Challenges Ahead
- Potential headwinds from currency fluctuations.
- Rising interest expenses impacting profitability.
- Higher tax expenses expected in 2025.
- Decline in intra-U.S. money transfers affecting Money Transfer segment.
- Macroeconomic uncertainties impacting consumer spending.
Revenue & Expenses
Visualization of income flow from segment revenue to net income