Sep 30, 2022

First Hawaiian Q3 2022 Earnings Report

Net income increased, loan growth was robust, and credit quality remained excellent.

Key Takeaways

First Hawaiian, Inc. reported a strong third quarter with net income increasing by over 16% from the prior quarter. The company experienced robust loan growth and maintained excellent credit quality.

Net income was $69.0 million, or $0.54 per diluted share.

Total loans and leases increased $437.6 million versus prior quarter

Total deposits decreased $509.7 million versus prior quarter

Net interest margin increased 33 basis points to 2.93%

Total Revenue
$209M
Previous year: $183M
+14.2%
EPS
$0.54
Previous year: $0.51
+5.9%
Efficiency Ratio
53.98%
Previous year: 55.1%
-2.0%
Net Interest Margin
2.93%
Previous year: 2.36%
+24.2%
Tier 1 Leverage Ratio
7.78%
Previous year: 7.39%
+5.3%
Gross Profit
$200M
Previous year: $176M
+13.9%
Cash and Equivalents
$291M
Previous year: $2.4B
-87.9%
Total Assets
$24.9B
Previous year: $25.5B
-2.7%

First Hawaiian

First Hawaiian