Dec 31, 2024

First Hawaiian Q4 2024 Earnings Report

Reported strong Q4 2024 results with growth in loans and deposits and net interest margin expansion.

Key Takeaways

First Hawaiian, Inc. reported a strong fourth quarter in 2024, marked by growth in loan and deposit balances, expansion of the net interest margin, controlled expenses, and excellent credit quality. The company restructured a portion of its investment portfolio to strengthen its balance sheet and increase future earnings power.

Total loans and leases increased by $166.9 million versus the prior quarter.

Total deposits increased by $94.5 million versus the prior quarter.

Net interest margin increased 8 basis points to 3.03%.

Recorded a $0.8 million negative provision for credit losses.

Total Revenue
$188M
Previous year: $210M
-10.5%
EPS
$0.41
Previous year: $0.37
+10.8%
Efficiency Ratio
65.51%
Previous year: 67.28%
-2.6%
Net Interest Margin
3.03%
Previous year: 2.81%
+7.8%
Tier 1 Leverage Ratio
9.14%
Previous year: 8.64%
+5.8%
Cash and Equivalents
$258M
Previous year: $185M
+39.5%
Total Assets
$23.8B
Previous year: $24.9B
-4.4%

First Hawaiian

First Hawaiian

First Hawaiian Revenue by Segment

Forward Guidance

The Company did not provide forward guidance in the earnings report.