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Mar 31, 2020

Fiserv Q1 2020 Earnings Report

Fiserv reported solid financial results despite a significant impact from the COVID-19 pandemic.

Key Takeaways

Fiserv's GAAP revenue increased by 151% to $3.77 billion, driven by the acquisition of First Data. Internal revenue growth was 4%. GAAP EPS increased by 2% to $0.57, while adjusted EPS increased by 16% to $0.99. The company withdrew its full-year financial outlook due to economic uncertainties related to COVID-19.

GAAP revenue increased 151% to $3.77 billion.

Internal revenue growth was 4%.

Adjusted earnings per share increased 16% to $0.99.

Company withdraws full year financial outlook due to economic uncertainties associated with COVID-19

Total Revenue
$3.77B
Previous year: $1.5B
+150.9%
EPS
$0.99
Previous year: $0.84
+17.9%
Internal Revenue Growth
4%
Gross Profit
$1.6B
Previous year: $704M
+127.6%
Cash and Equivalents
$934M
Previous year: $452M
+106.6%
Free Cash Flow
$760M
Previous year: $275M
+176.4%
Total Assets
$72.6B
Previous year: $11.7B
+521.8%

Fiserv

Fiserv

Fiserv Revenue by Segment

Forward Guidance

Due to the uncertainty surrounding the COVID-19 pandemic and the related negative impact on global economic activity, the company is withdrawing its previously communicated financial outlook for the year.

Positive Outlook

  • Strength and resilience of business model
  • Improving performance over the last several weeks
  • Frank Bisignano to succeed Jeffery Yabuki as Chief Executive Officer as of July 1, 2020
  • Company realigned its reportable segments during the first quarter of 2020
  • Ongoing relationship with Bank of America to provide processing and other support services to other Bank of America merchant clients following the joint venture's dissolution

Challenges Ahead

  • Uncertainty surrounding the COVID-19 pandemic
  • Related negative impact on global economic activity
  • Possibility that the company may be unable to achieve expected synergies and operating efficiencies from the acquisition of First Data
  • Integration may be more difficult, time-consuming or costly than expected
  • Operating costs, customer loss and business disruption may be greater than expected following the transaction

Revenue & Expenses

Visualization of income flow from segment revenue to net income