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Mar 31, 2021

Fifth Third Q1 2021 Earnings Report

Reported strong first quarter results driven by record commercial banking revenue and improved credit results.

Key Takeaways

Fifth Third Bancorp reported a strong first quarter with net income available to common shareholders of $674 million, or $0.93 per diluted share, compared to $29 million, or $0.04 per diluted share, in the year-ago quarter. The results reflect record commercial banking revenue, continued momentum in household growth, a strong underlying net interest margin, and historically low net charge-offs.

Returned $180 million to shareholders through repurchases; capacity to repurchase up to $347 million in 2Q21

ROTCE of 16.8%; adjusted ROTCE of 19.8% excl. AOCI improved 150 bps sequentially

Produced record commercial banking revenue

Generated consumer household growth of 3% compared to 1Q20

Total Revenue
$1.93B
Previous year: $1.9B
+1.3%
EPS
$0.93
Previous year: $0.13
+615.4%
Net Interest Margin
2.62%
Previous year: 3.28%
-20.1%
Efficiency Ratio
63%
CET1 Capital Ratio
10.46%
Previous year: 9.36%
+11.8%
Gross Profit
$1.9B
Previous year: $1.87B
+1.4%
Cash and Equivalents
$3.12B
Previous year: $3.28B
-4.9%
Free Cash Flow
-$426M
Previous year: $359M
-218.7%
Total Assets
$207B
Previous year: $185B
+11.6%

Fifth Third

Fifth Third

Fifth Third Revenue by Segment

Forward Guidance

Fifth Third anticipates benefiting from an improving economic environment, including higher interest rates and a more vibrant economy.