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Mar 31, 2024

Fifth Third Q1 2024 Earnings Report

Diluted earnings per share of $0.70 reported.

Key Takeaways

Fifth Third Bancorp reported a net income of $520 million for Q1 2024, compared to $530 million in the previous quarter and $558 million in the year-ago quarter. Net income available to common shareholders was $480 million, or $0.70 per diluted share.

Average deposits increased 5% compared to 1Q23.

Net charge-offs, NPAs, and delinquencies remain below historical levels; zero CRE net charge-offs during the quarter.

Strong fee performance driven by 10% growth in wealth and asset management revenue and 11% in treasury management fees compared to 1Q23.

Disciplined expense management; expenses increased 1%; adjusted expenses decreased 1% compared to 1Q23.

Total Revenue
$2.1B
Previous year: $2.22B
-5.3%
EPS
$0.76
Previous year: $0.83
-8.4%
Net Interest Margin
2.86%
Efficiency Ratio
63.9%
Previous year: 60%
+6.5%
CET1 Capital Ratio
10.47%
Previous year: 9.25%
+13.2%
Gross Profit
$3.32B
Previous year: $2.21B
+49.9%
Cash and Equivalents
$2.8B
Previous year: $2.78B
+0.6%
Free Cash Flow
$321M
Previous year: $1.21B
-73.4%
Total Assets
$215B
Previous year: $209B
+2.8%

Fifth Third

Fifth Third

Fifth Third Revenue by Segment

Forward Guidance

Fifth Third remains well positioned to respond to a range of potential outcomes. The company will continue to follow its guiding principles of stability, profitability, and growth.

Revenue & Expenses

Visualization of income flow from segment revenue to net income