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Jun 30, 2024

Fifth Third Q2 2024 Earnings Report

Reported diluted earnings per share of $0.81, demonstrating a resilient balance sheet and disciplined expense management.

Key Takeaways

Fifth Third Bancorp reported a net income of $601 million for Q2 2024, with diluted earnings per share at $0.81. The results reflect strong profitability, driven by increased net interest income and disciplined expense management, alongside growth in consumer households and wealth and asset management.

Net interest income and net interest margin increased compared to the prior quarter, driven by continued repricing benefit on fixed rate loan portfolio and moderating deposit costs.

CET1 increased to 10.60% due to strong profitability, with $125 million share repurchase executed.

Wealth and asset management revenue increased by 11% and commercial payments revenue increased by 12% compared to Q2 2023.

Consumer household growth of 3% compared to Q2 2023, with 6% growth in the Southeast.

Total Revenue
$2.09B
Previous year: $2.19B
-4.6%
EPS
$0.86
Previous year: $0.87
-1.1%
Net Interest Margin
2.88%
Efficiency Ratio
58.5%
Previous year: 56.2%
+4.1%
CET1 Capital Ratio
10.6%
Previous year: 9.53%
+11.2%
Gross Profit
$3.32B
Previous year: $2.16B
+53.3%
Cash and Equivalents
$2.84B
Previous year: $2.59B
+9.4%
Free Cash Flow
$588M
Previous year: $345M
+70.4%
Total Assets
$213B
Previous year: $207B
+2.9%

Fifth Third

Fifth Third

Fifth Third Revenue by Segment

Forward Guidance

Fifth Third remains well-positioned to respond to a range of economic outcomes and will continue to adhere to its guiding principles of stability, profitability, and growth.

Revenue & Expenses

Visualization of income flow from segment revenue to net income