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Dec 31, 2019

Fifth Third Q4 2019 Earnings Report

Fifth Third's Q4 2019 results were announced, featuring strong diversified revenue streams and expense management, enhanced by targeted MB Financial acquisition outcomes.

Key Takeaways

Fifth Third Bancorp reported a strong fourth quarter with net income of $734 million, or $0.96 per diluted share. The results reflect the strength of diversified revenue streams, expense discipline, and the achievement of targeted financial outcomes from the MB Financial acquisition. A pre-tax gain of $345 million was generated from the Worldpay tax receivable agreement (TRA) transaction.

Net income available to common shareholders was $701 million, or $0.96 per diluted share.

Generated $345 million pre-tax gain from Worldpay tax receivable agreement (TRA) transaction with FIS.

Net interest income, NIM, noninterest income, and expense performance were in-line with or better than prior guidance.

Generated record capital markets revenue in 4Q19; full year revenue up 12%.

Total Revenue
$2.27B
Previous year: $1.66B
+36.6%
EPS
$0.68
Previous year: $0.69
-1.4%
Net Interest Margin
3.27%
Efficiency Ratio
51.2%
CET1 Capital Ratio
9.75%
Gross Profit
$2.23B
Previous year: $1.62B
+37.4%
Cash and Equivalents
$3.28B
Previous year: $2.68B
+22.3%
Free Cash Flow
$1.32B
Previous year: $882M
+49.2%
Total Assets
$169B
Previous year: $146B
+16.0%

Fifth Third

Fifth Third

Fifth Third Revenue by Segment

Forward Guidance

Fifth Third expects to build on its strong fourth quarter NIM performance and maintain expense discipline in order to generate positive operating leverage this year while continuing to invest for long-term outperformance.

Revenue & Expenses

Visualization of income flow from segment revenue to net income