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Dec 31, 2022

Robinhood Q4 2022 Earnings Report

Robinhood's financial performance for Q4 2022 showed sequential revenue growth and a reduced net loss, driven by net interest revenue, while actively managing costs and focusing on product development.

Key Takeaways

Robinhood's Q4 2022 results revealed a 5% sequential increase in total net revenues to $380 million. Net loss improved to $166 million, with EPS at -$0.19. Key drivers included a 30% rise in net interest revenue and cost management efforts, despite a decrease in transaction-based revenues. The company is also focusing on future growth opportunities, including a potential share repurchase.

Total net revenues increased 5% sequentially to $380 million.

Net loss improved to $166 million, with EPS at -$0.19.

Net interest revenue rose 30% sequentially to $167 million.

Adjusted EBITDA was positive $82 million, a 74% sequential improvement.

Total Revenue
$380M
Previous year: $363M
+4.8%
EPS
-$0.19
Previous year: -$0.49
-61.2%
Average Revenue per User
$66
Previous year: $64
+3.1%
Net Deposits
$4.8B
Gross Profit
$289M
Previous year: $242M
+19.2%
Cash and Equivalents
$6.34B
Previous year: $6.25B
+1.4%
Total Assets
$23.3B
Previous year: $19.8B
+18.0%

Robinhood

Robinhood

Robinhood Revenue by Segment

Forward Guidance

Robinhood anticipates GAAP total operating expenses for full-year 2023 to range from $2.375 billion to $2.515 billion. Total operating expenses prior to share-based compensation are expected to be between $1.420 billion and $1.480 billion, with share-based compensation projected to be in the range of $955 million to $1.035 billion, including a one-time accounting charge of approximately $485 million related to the cancellation of founder share-based compensation in Q1 2023.

Positive Outlook

  • Cost reduction initiatives are expected to lower operating expenses.
  • Share-based compensation is projected to decrease in 2023.
  • Focus on product development and customer service improvements.
  • Strong balance sheet with over $6 billion in cash.
  • Potential share repurchase program to enhance shareholder value.

Challenges Ahead

  • Uncertainty in growth rate of new funded accounts affecting variable marketing costs.
  • Risk of fraud impacting costs.
  • Challenges in managing web-hosting expenses efficiently.
  • Difficulty in achieving productivity improvements in customer service.
  • Potential for actual results to differ materially from outlook due to various factors.

Revenue & Expenses

Visualization of income flow from segment revenue to net income