Jun 30, 2020

James River Q2 2020 Earnings Report

James River announced strong Q2 2020 results driven by core E&S renewal pricing and growth, and supported by investment gains.

Key Takeaways

James River Group Holdings reported a strong second quarter with net income of $35.6 million, driven by significant mark-to-market investment gains and improvements in the E&S segment. Core E&S renewal pricing increased by 20%, and gross written premium in Core E&S grew by 18%. The combined ratio for the E&S segment improved to 84.0%.

Net income for Q2 2020 was $35.6 million, or $1.16 per diluted share.

Adjusted net operating income was $17.4 million, or $0.56 per diluted share.

Core E&S renewal pricing increased by 20%.

The combined ratio in the E&S segment was 84.0%, an improvement of 5.5 points over the prior year quarter.

Total Revenue
$149M
Previous year: $199M
-25.3%
EPS
$0.56
Previous year: $0.66
-15.2%
Combined Ratio
95%
Previous year: 95.2%
-0.2%
Expense Ratio
28.6%
Previous year: 21.3%
+34.3%
Net Investment Income
$15.4M
Previous year: $17.5M
-12.5%
Gross Profit
$143M
Previous year: $175M
-18.3%
Cash and Equivalents
$204M
Previous year: $169M
+20.8%
Free Cash Flow
-$70.8M
Previous year: $32.6M
-317.0%
Total Assets
$5.01B
Previous year: $3.45B
+45.1%

James River

James River

James River Revenue by Segment

Forward Guidance

The company did not provide specific forward guidance in this earnings report.

Revenue & Expenses

Visualization of income flow from segment revenue to net income