Sep 30, 2021

James River Q3 2021 Earnings Report

James River experienced a net loss and an adjusted net operating loss in Q3 2021, but saw growth in its E&S and Specialty Admitted segments.

Key Takeaways

James River Group Holdings reported a net loss of $23.9 million, or $0.64 per diluted share, for the third quarter of 2021, compared to a net income of $26.3 million, or $0.85 per diluted share, for the third quarter of 2020. The adjusted net operating loss was $26.8 million, or $0.72 per diluted share, compared to an adjusted net operating income of $17.4 million, or $0.56 per diluted share, for the same period in 2020. The E&S segment experienced growth in gross written premium and renewal pricing. Third quarter results include a pre-tax loss of $29.6 million related to adverse loss and loss adjustment expense reserve development in the E&S segment associated with a loss portfolio transfer reinsurance transaction.

Net loss of $23.9 million, or $0.64 per diluted share.

Adjusted net operating loss of $26.8 million, or $0.72 per diluted share.

Excess and Surplus Lines gross written premium grew by 21.3%.

Specialty Admitted segment gross fee income increased 21.5%.

Total Revenue
$171M
Previous year: $153M
+11.5%
EPS
-$0.72
Previous year: $0.56
-228.6%
Combined Ratio
122.1%
Expense Ratio
24.8%
Loss Ratio
97.3%
Gross Profit
$148M
Previous year: $139M
+6.2%
Cash and Equivalents
$221M
Previous year: $140M
+57.6%
Free Cash Flow
-$969M
Previous year: -$85.9M
+1028.0%
Total Assets
$4.78B
Previous year: $4.98B
-4.0%

James River

James River

James River Revenue by Segment

Forward Guidance

Overall macro and industry conditions remain very favorable and allow us to continue to focus on executing our corporate objectives.

Revenue & Expenses

Visualization of income flow from segment revenue to net income