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Sep 30, 2024

LMFA Q3 2024 Earnings Report

LMFA's financial performance reflected challenges from the Bitcoin halving event and strategic transition, with revenue declining but mining margin improving.

Key Takeaways

LM Funding America, Inc. reported a decrease in revenue to $1.3 million for Q3 2024, primarily due to the Bitcoin halving event and the relocation of mining machines. The company experienced a net loss of $4.8 million. However, the company's vertical integration strategy led to improved gross mining margins.

Mined 18.5 Bitcoins in Q3 2024, generating $1.1 million in revenue.

Held 142.3 Bitcoins as of September 30, 2024, valued at approximately $12.4 million.

Total revenue for Q3 2024 was $1.3 million, a decrease of $2.1 million year-over-year.

Net loss for Q3 2024 was $4.8 million, compared to a net loss of $4.7 million in the same quarter of 2023.

Total Revenue
$1.26M
Previous year: $3.42M
-63.3%
EPS
-$2.41
Previous year: -$1.98
+21.7%
Gross Profit
$1.13M
Previous year: $217K
+421.0%
Cash and Equivalents
$9.92M
Previous year: $469K
+2014.2%
Free Cash Flow
-$2.72M
Previous year: -$5.11M
-46.7%
Total Assets
$36.5M
Previous year: $38.4M
-4.9%

LMFA

LMFA

LMFA Revenue by Segment

Forward Guidance

LM Funding is optimistic about the financial prospects of Bitcoin and its business outlook, focusing on vertical integration and cost-effective mining operations.

Positive Outlook

  • Bitcoin recently reached an all-time high above $87,000.
  • The company is focused on locations with low-cost power and strong expansion potential.
  • Securing lower-cost power sources ($0.003 - $0.005 per MW).
  • Relocating miners to more cost-effective operations and expansion opportunities.
  • Gross mining margin improvements to 35% for the quarter.

Challenges Ahead

  • The company transitioned from an infrastructure-light approach to a vertical integration strategy.
  • Revenue decreased due to the anticipated effects of the April 2024 Bitcoin halving event.
  • Revenue decreased due to the transition of mining machines to a new hosting site.
  • Core EBITDA loss was $1.6 million in Q3 2024.
  • Net loss attributable to shareholders of approximately $6.4 million, factoring in a $1.7 million of deemed dividends resulting from warrant repricing and a $0.3 million unrealized loss on securities.