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Sep 30, 2024

LPL Financial Q3 2024 Earnings Report

Announced third quarter 2024 results, reporting increased net income and EPS compared to the previous year.

Key Takeaways

LPL Financial reported strong Q3 2024 results with net income of $255 million and EPS of $3.39, up 16% year-over-year. The company saw growth in advisory and brokerage assets, driven by organic net new assets and recruited assets. Strategic acquisitions, including Atria Wealth Solutions and The Investment Center, are expected to contribute to future growth.

Net income was $255 million, with diluted EPS of $3.39, a 16% increase year-over-year.

Adjusted EPS increased 11% year-over-year to $4.16.

Total advisory and brokerage assets increased 29% year-over-year to $1.6 trillion.

Total organic net new assets were $27 billion, representing 7% annualized growth.

Total Revenue
$3.11B
Previous year: $2.52B
+23.2%
EPS
$4.16
Previous year: $3.74
+11.2%
Total Advisory and Brokerage Assets
$1.59T
Previous year: $1.24T
+28.6%
Advisory Assets
$892B
Previous year: $663B
+34.6%
Total Client Cash Balances
$46B
Previous year: $46.9B
-1.9%
Gross Profit
$1.13B
Previous year: $765M
+47.4%
Cash and Equivalents
$1.47B
Previous year: $2.28B
-35.2%
Free Cash Flow
$82.7M
Previous year: $78.1M
+5.9%
Total Assets
$11.9B
Previous year: $9.49B
+25.9%

LPL Financial

LPL Financial

LPL Financial Revenue by Segment

Forward Guidance

LPL Financial is focused on supporting advisors' success through innovative solutions. The company expects the acquisitions of Atria and The Investment Center to enhance value for shareholders. LPL plans to resume share repurchases in Q4 2024.

Positive Outlook

  • On track to onboard the retail wealth management business of Prudential during Q4, with estimated run-rate EBITDA increased to $70 million.
  • Tightening 2024 Core G&A outlook to a range of $1,475 million to $1,485 million, demonstrating a focus on efficiency.
  • Acquisition of Atria closed in October 2024, expected to be completed in mid-2025, with estimated run-rate EBITDA increased to $150 million.
  • Announced a definitive agreement to acquire The Investment Center, expected to close and convert in the first half of 2025.
  • Plan to resume share repurchase program in Q4 2024, with an estimated $100 million of repurchases planned.

Challenges Ahead

  • Variable costs associated with supporting strong levels of organic growth.
  • Increasing the Core G&A range by $35 million to $40 million to include costs related to the acquisition of Atria and onboarding of Prudential.
  • Potential settlement with the SEC to resolve the Company's civil investigation of certain elements of the Company’s Anti-Money Laundering compliance program.
  • Difficulties and delays in onboarding the assets of acquired, recruited or transitioned advisors.
  • Changes in interest rates and fees payable by banks participating in the Company's client cash programs.

Revenue & Expenses

Visualization of income flow from segment revenue to net income