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Feb 28

Paychex Q3 2025 Earnings Report

Paychex reported steady revenue and earnings growth in Q3 2025.

Key Takeaways

Paychex, Inc. achieved 5% revenue growth in the third quarter of fiscal 2025, driven by strong performances in management solutions and PEO & insurance solutions segments. The company improved both operating margins and EPS, supported by operational efficiencies and strategic investments in technology.

Revenue increased 5% to $1.509 billion.

Net income rose 4% to $519.3 million.

Diluted EPS grew 4% to $1.43; adjusted EPS up 8% to $1.49.

Operating margin improved to 45.8% and adjusted operating margin to 46.9%.

Total Revenue
$1.51B
Previous year: $1.44B
+4.9%
EPS
$1.49
Previous year: $1.38
+8.0%
Operating Margin
45.8%
Previous year: 45.1%
+1.6%
Cash and Equivalents
$1.56B
Previous year: $1.69B
-7.7%

Paychex

Paychex

Paychex Revenue by Segment

Forward Guidance

Paychex anticipates continued growth in fiscal 2025, with stable margin guidance and growth in PEO and insurance solutions revenue.

Positive Outlook

  • PEO and Insurance Solutions revenue expected to grow 6.0% to 6.5%.
  • Adjusted operating margin anticipated at approximately 43%.
  • Strong customer base growth with nearly 800,000 combined customers post-Paycor acquisition.
  • Continued investments in automation, technology, and AI to drive efficiency.
  • Revenue growth supported by pricing and product penetration.

Challenges Ahead

  • Headwinds from lower ancillary service revenues due to ERTC program expiration.
  • Impact of acquisition-related costs on net income and expenses.
  • Interest on funds held for clients decreased due to lower interest rates.
  • Macroeconomic uncertainties could affect future performance.
  • Higher PEO direct insurance costs due to growing worksite employee base.