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Sep 30, 2024

Remit Global Q3 2024 Earnings Report

Remitly's financial performance exceeded expectations, achieving GAAP net income profitability and record Adjusted EBITDA.

Key Takeaways

Remitly reported a strong third quarter in 2024, with revenue up 39% year over year and active customers increasing by 35%. The company achieved GAAP net income profitability and raised its full-year 2024 outlook for both revenue and Adjusted EBITDA.

Active customers increased to 7.3 million, up 35% year over year.

Send volume increased to $14.5 billion, up 42% year over year.

Revenue totaled $336.5 million, up 39% year over year.

Net income was $1.9 million, compared to a net loss of $35.7 million in the same quarter last year.

Total Revenue
$337M
Previous year: $242M
+39.3%
EPS
$0.01
Previous year: -$0.2
-105.0%
Send Volume
$14.5B
Previous year: $10.2B
+42.2%
Active Customers
7.3M
Previous year: 5.4M
+35.2%
Gross Profit
$221M
Previous year: $156M
+41.8%
Cash and Equivalents
$325M
Previous year: $224M
+45.3%
Free Cash Flow
$143M
Previous year: $29.7M
+380.4%
Total Assets
$970M
Previous year: $833M
+16.5%

Remit Global

Remit Global

Forward Guidance

For the fourth quarter of 2024, Remitly expects total revenue in the range of $338 million to $342 million, representing a growth rate of 28% to 29% year over year. The company anticipates a GAAP net loss position and Adjusted EBITDA to be in the range of $17 million to $21 million.

Positive Outlook

  • Total revenue in the range of $338 million to $342 million, representing a growth rate of 28% to 29% year over year.
  • Growth opportunities in 2025 and beyond
  • Executing on vision of transforming lives with trusted financial services
  • Increased 2024 outlook for both revenue and Adjusted EBITDA
  • Full year 2024 revenue expected to be in the range of $1.250 billion to $1.254 billion, representing a growth rate of 32% to 33% year over year.

Challenges Ahead

  • A GAAP net loss position for the fourth quarter of 2024
  • Adjusted EBITDA to be in the range of $17 million to $21 million.
  • To remain in a GAAP net loss position for 2024
  • Cannot calculate certain reconciling items with confidence due to variability
  • Limited visibility of the adjusting items that would be excluded from forecasted Adjusted EBITDA