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Jun 30, 2020

LendingTree Q2 2020 Earnings Report

LendingTree's Q2 2020 results demonstrated resilience amidst challenging conditions, showing the benefits of diversification and a flexible cost structure.

Key Takeaways

LendingTree reported consolidated revenue of $184.3 million and a GAAP net loss from continuing operations of $(8.6) million, or $(0.66) per diluted share. The company's variable marketing margin was $82.5 million, and adjusted EBITDA was $30.8 million. Adjusted net income per share was $0.46.

Home segment revenue grew 3% year-over-year to $74.1 million, with segment profit increasing by 60% to $38.7 million.

Insurance revenue increased 1% year-over-year to $72.9 million, resulting in a 5% increase in segment profit to $30.1 million.

Consumer segment revenue decreased 71% year-over-year to $37.1 million due to the impact of COVID-19 and tightening credit conditions.

15.2 million consumers have signed up for My LendingTree through June 30.

Total Revenue
$184M
Previous year: $278M
-33.8%
EPS
$0.46
Previous year: $1.18
-61.0%
Variable Marketing Margin
$82.5M
Previous year: $93.8M
-12.0%
Gross Profit
$171M
Previous year: $262M
-34.8%
Cash and Equivalents
$102M
Previous year: $51.3M
+98.2%
Total Assets
$1.09B
Previous year: $981M
+10.9%

LendingTree

LendingTree

LendingTree Revenue by Segment

Forward Guidance

For the third quarter of 2020, LendingTree expects revenue in the range of $200 - $215 million, variable marketing margin in the range of $72 - $80 million, and adjusted EBITDA in the range of $16 - $21 million.

Revenue & Expenses

Visualization of income flow from segment revenue to net income