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Sep 30, 2020

LendingTree Q3 2020 Earnings Report

LendingTree reported a mixed Q3 2020 with strong performance in insurance and home segments offset by challenges in consumer verticals, but focused on strategy and innovation.

Key Takeaways

LendingTree reported consolidated revenue of $220.3 million for Q3 2020. The company experienced a GAAP net loss from continuing operations of $(24.8) million, or $(1.90) per diluted share. Insurance and mortgage segments showed strength, while the company focused on product evolution and strategic initiatives.

Consolidated revenue reached $220.3 million.

GAAP net loss from continuing operations was $(24.8) million, or $(1.90) per diluted share.

Variable marketing margin was $78.1 million.

Adjusted EBITDA amounted to $21.7 million.

Total Revenue
$220M
Previous year: $311M
-29.1%
EPS
-$0.26
Previous year: $2.25
-111.6%
Variable Marketing Margin
$78.1M
Gross Profit
$207M
Previous year: $293M
-29.3%
Cash and Equivalents
$187M
Previous year: $50.5M
+270.8%
Total Assets
$1.2B
Previous year: $979M
+22.9%

LendingTree

LendingTree

LendingTree Revenue by Segment

Forward Guidance

For the fourth quarter of 2020, LendingTree expects revenue between $200 and $215 million, variable marketing margin between $72 and $78 million, and adjusted EBITDA between $13 and $18 million.

Revenue & Expenses

Visualization of income flow from segment revenue to net income