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Sep 30, 2024

LendingTree Q3 2024 Earnings Report

Reported a 68% revenue growth driven by strong insurance performance and a strengthening consumer segment

Key Takeaways

LendingTree reported a consolidated revenue of $260.8 million, a GAAP net loss of $(58.0) million, and an adjusted net income per share of $0.80 for Q3 2024. The Insurance segment saw tremendous growth, while the Consumer segment also showed sequential improvement.

Consolidated revenue reached $260.8 million.

GAAP net loss was $(58.0) million, including a significant non-cash impairment.

Variable marketing margin stood at $77.2 million.

Adjusted net income per share was $0.80.

Total Revenue
$261M
Previous year: $155M
+68.0%
EPS
$0.8
Previous year: $0.61
+31.1%
Variable Marketing Margin
$77.2M
Previous year: $67.7M
+14.0%
Gross Profit
$245M
Previous year: $141M
+74.2%
Cash and Equivalents
$96.8M
Previous year: $176M
-44.9%
Free Cash Flow
$42.3M
Total Assets
$787M
Previous year: $885M
-11.1%

LendingTree

LendingTree

LendingTree Revenue by Segment

Forward Guidance

LendingTree updated its full-year 2024 outlook, implying the following fourth quarter outlook: revenue of $231 - $241 million, variable marketing margin of $69 - $74 million, and adjusted EBITDA of $20 - $23 million.

Revenue & Expenses

Visualization of income flow from segment revenue to net income