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Mar 31, 2023

Valley National Q1 2023 Earnings Report

Valley National's financial performance remained strong, marked by increased loan portfolio and stable deposits amidst market fluctuations.

Key Takeaways

Valley National Bancorp reported a net income of $146.6 million for Q1 2023, or $0.28 per diluted common share. The loan portfolio increased by $1.7 billion, and total deposits remained relatively unchanged at $47.6 billion. The bank navigated market turmoil with a diversified balance sheet and a focus on relationship-based banking.

Net income for Q1 2023 was reported at $146.6 million, or $0.28 per diluted common share.

Total loans increased by $1.7 billion to $48.7 billion, driven by commercial loan growth.

Total deposits remained stable at $47.6 billion, with a diversified deposit base.

Net interest income decreased to $437.5 million due to rising interest rates and excess cash liquidity.

Total Revenue
$490M
Previous year: $357M
+37.4%
EPS
$0.3
Previous year: $0.28
+7.1%
Net Interest Margin
3.16%
Efficiency Ratio
53.79%
Previous year: 55.29%
-2.7%
Cash and Equivalents
$5.71B
Previous year: $731M
+680.6%
Free Cash Flow
-$288M
Previous year: $473M
-160.8%
Total Assets
$64.3B
Previous year: $43.6B
+47.7%

Valley National

Valley National

Forward Guidance

Valley National did not provide specific forward guidance in this earnings report. The CEO expressed confidence in the team's ability to navigate market conditions and maintain stability.