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Sep 30, 2023

Valley National Q3 2023 Earnings Report

Valley National's financial performance remained strong with stable asset quality and improved capital ratios.

Key Takeaways

Valley National Bancorp reported a net income of $141.3 million for Q3 2023, or $0.27 per diluted common share. Loan growth slowed, but total loans increased to $50.1 billion. Deposits increased to $49.9 billion. The company completed a core conversion to enhance technology infrastructure.

Net income for the third quarter 2023 was $141.3 million, or $0.27 per diluted common share.

Total loans increased to $50.1 billion, with slower growth in most categories due to higher interest rates.

Total deposits increased to $49.9 billion, driven by increases in direct customer interest-bearing deposits.

Net interest income decreased to $413.7 million, and net interest margin decreased to 2.91 percent.

Total Revenue
$471M
Previous year: $510M
-7.7%
EPS
$0.26
Previous year: $0.35
-25.7%
Net Interest Margin
2.91%
Previous year: 3.6%
-19.2%
Efficiency Ratio
56.72%
Previous year: 49.76%
+14.0%
Tangible ROE
12.39%
Cash and Equivalents
$1.14B
Previous year: $1.12B
+2.3%
Free Cash Flow
$352M
Previous year: $410M
-14.1%
Total Assets
$61.2B
Previous year: $55.9B
+9.4%

Valley National

Valley National

Forward Guidance

No specific forward guidance mentioned in the provided document.