Mar 31, 2022

WSFS Q1 2022 Earnings Report

WSFS reported solid results, closing and successfully integrating Bryn Mawr Trust, and diversifying deposits and loans mix.

Key Takeaways

WSFS Financial Corporation reported its financial results for the first quarter of 2022, which included the impact of the combination with Bryn Mawr Bank Corporation (“Bryn Mawr Trust”) that closed on January 1, 2022. The company successfully completed the integration of its banking systems and launched Bryn Mawr Trust as its prominent Wealth Management brand.

Successfully closed the combination with Bryn Mawr Trust on January 1, 2022.

Core ROA was 0.83% in 1Q 2022, which includes (0.34)% for the initial allowance for credit losses (ACL) provision recorded in connection with the combination with Bryn Mawr Trust, compared to 1.89% for 1Q 2021.

Core EPS was $0.66 in 1Q 2022, which includes $(0.27) per share (after-tax) for the initial ACL provision recorded in connection with the combination with Bryn Mawr Trust, compared to $1.39 for 1Q 2021.

Core fee revenue (noninterest income) as a percentage of core net revenue was a strong 30.4% in 1Q 2022, reflective of our diversified business model.

Total Revenue
$139M
Previous year: $114M
+21.3%
EPS
$0.66
Previous year: $1.39
-52.5%
Efficiency Ratio
87.5%
Previous year: 58.9%
+48.6%
Gross Profit
$1.3M
Previous year: $162M
-99.2%
Cash and Equivalents
$2.28B
Previous year: $2.06B
+10.6%
Free Cash Flow
$56.5M
Previous year: $68.4M
-17.3%
Total Assets
$21B
Previous year: $14.7B
+42.3%

WSFS

WSFS

WSFS Revenue by Segment

Forward Guidance

The first quarter of 2022 included a number of significant milestones for the Company, highlighted by the closing of the Bryn Mawr Trust combination on January 1, 2022. The company successfully completed the integration of banking systems in late March, and launched Bryn Mawr Trust as the prominent Wealth Management brand.

Revenue & Expenses

Visualization of income flow from segment revenue to net income