Loading...
•
Mar 31, 2025
AIG Q1 2025 Earnings Report
AIG delivered strong underwriting results despite high catastrophe losses in Q1 2025.
Key Takeaways
AIG posted a solid Q1 2025 with strong underwriting performance and capital returns, despite elevated catastrophe-related losses.
Net Income was $698 million, down from $1.2 billion due to prior year Corebridge income.
Adjusted EPS came in at $1.17, with book value per share rising to $71.38.
Returned $2.5 billion to shareholders via repurchases and dividends.
Declared a 12.5% increase in quarterly dividend, now $0.45 per share.
Revenue by Segment
Revenue by Geographic Location
Forward Guidance
AIG remains confident in achieving 10%+ Core Operating ROE for FY 2025, supported by underwriting strength and capital discipline.
Positive Outlook
- Strong momentum in North America Commercial with 14% growth.
- Improved prior year development positively impacting underwriting.
- Expense ratio improvement supporting margins.
- Dividend raised for third consecutive year.
- Capital position remains strong with $4.9B in parent liquidity.
Challenges Ahead
- Catastrophe losses significantly impacted Q1 underwriting income.
- Net income declined year-over-year due to Corebridge deconsolidation.
- Combined ratio rose above 95% from prior year.
- Global Personal segment reported underwriting loss.
Historical Earnings Impact
Analyze how earnings announcements historically affect stock price performance
Avg. Return Before/After Earnings
Loading earnings performance data...
Loading earnings reaction data...