•
Mar 31, 2020

Allstate Q1 2020 Earnings Report

Allstate delivered strong operating results and proactively responded to coronavirus.

Key Takeaways

Allstate's Q1 2020 results showed strong operating performance amidst the coronavirus pandemic. The company reported revenues of $10.1 billion and a 4.4% increase in Property-Liability insurance premiums earned. Net income was $513 million, and adjusted net income was $1.14 billion, or $3.54 per common share, reflecting lower catastrophe losses.

Allstate provided a Shelter-in-Place Payback of over $600 million to auto insurance customers.

Employees and agents reacted quickly, with over 95% working from home to serve customers.

Public equity holdings were reduced in February by $4 billion to adjust risk and return profile.

Shareholders benefited by receiving $670 million of cash through common share repurchases and dividends.

Total Revenue
$8.79B
Previous year: $8.7B
+1.1%
EPS
$3.54
Previous year: $2.3
+53.9%
Property-Liability Combined Ratio
84.9%
Previous year: 91.8%
-7.5%
Gross Profit
$8.68B
Previous year: $9.61B
-9.7%
Cash and Equivalents
$280M
Previous year: $551M
-49.2%
Free Cash Flow
$962M
Previous year: $634M
+51.7%
Total Assets
$116B
Previous year: $116B
+0.2%

Allstate

Allstate

Allstate Revenue by Segment

Forward Guidance

Allstate's capital position and liquidity remain strong, including $3.4 billion in parent holding company deployable assets and $8.8 billion in highly liquid securities generally saleable in one week. The company generated strong returns on capital and plan to continue share repurchases under the current $3 billion program, which is expected to be completed by the end of 2021.

Revenue & Expenses

Visualization of income flow from segment revenue to net income