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Sep 30, 2023

Ambac Q3 2023 Earnings Report

Reported net income of $66 million and Everspan produced its first quarterly pre-tax profit.

Key Takeaways

Ambac Financial Group reported a net income of $66 million, with Everspan achieving its first quarterly pre-tax profit. The company's P&C growth strategy is progressing, with combined premium production across Everspan and Cirrata growing significantly.

Net income was $66 million, or $1.41 per diluted share; Adjusted net income was $94 million, or $2.00 per diluted share.

Legacy Financial Guarantee segment generated net income of $66 million.

Specialty P&C Insurance (Everspan) wrote gross premium of $77 million, up 160% year-over-year, and achieved its first quarterly pre-tax profit.

Insurance Distribution (Cirrata) premiums placed totaled $62 million, up 119% year-over-year.

Total Revenue
$74M
Previous year: $80.1M
-7.6%
EPS
$2
Previous year: $7.37
-72.9%
Gross Profit
$74M
Previous year: $80.1M
-7.6%
Cash and Equivalents
$46M
Previous year: $29M
+58.6%
Free Cash Flow
$11M
Total Assets
$7.85B
Previous year: $9.41B
-16.6%

Ambac

Ambac

Forward Guidance

For 2024, Ambac is targeting over $700 million of premium production with attractive margins in its P&C businesses, subject to market conditions.