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Sep 30, 2024

Bank of America Q3 2024 Earnings Report

Bank of America reported solid earnings driven by growth in investment banking, asset management fees, and sales and trading revenue.

Key Takeaways

Bank of America reported a net income of $6.9 billion, or $0.81 per diluted share, for Q3 2024. Revenue, net of interest expense, increased to $25.3 billion, driven by solid fee growth. The CET1 ratio stood at 11.8%, and the book value per share grew 8% year-over-year to $35.37.

Net income reached $6.9 billion, with EPS at $0.81.

Revenue improved year-over-year to $25.3 billion, driven by solid fee growth.

CET1 ratio at 11.8%, positioning the bank well above regulatory requirements.

Book value per share grew 8% year-over-year to $35.37.

Total Revenue
$25.5B
Previous year: $25.3B
+0.7%
EPS
$0.81
Previous year: $0.9
-10.0%
CET1 Ratio
11.8%
Average Deposits
$1.92T
Gross Profit
$25.3B
Previous year: $25.2B
+0.7%
Cash and Equivalents
$296B
Previous year: $352B
-16.0%
Free Cash Flow
-$2.5B
Total Assets
$3.32T
Previous year: $3.15T
+5.4%

Bank of America

Bank of America

Bank of America Revenue by Segment

Forward Guidance

While the provided document does not contain explicit forward guidance, it highlights positive trends and strategic investments that suggest a positive outlook.

Positive Outlook

  • Higher average loans and sequential average deposit growth.
  • Double-digit year-over-year growth in investment banking and asset management fees.
  • Double-digit year-over-year growth in sales and trading revenue.
  • Benefits from investments in the business.
  • Strong liquidity and capital positions well above regulatory requirements.

Revenue & Expenses

Visualization of income flow from segment revenue to net income