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Jun 30, 2020

BNY Mellon Q2 2020 Earnings Report

BNY Mellon reported solid results with resilient fee performance and a strong return on tangible common equity.

Key Takeaways

BNY Mellon's second quarter results showed resilience with a 2% increase in total revenue, driven by fee revenue growth in Investment Services. EPS was flat year-on-year at $1.01, and the company bolstered its CET1 ratio to 12.6% and achieved a ROTCE of 19%.

Total revenue increased by 2% driven by fee revenue growth.

EPS was flat year-on-year at $1.01.

CET1 ratio bolstered to 12.6%.

Return on tangible common equity (ROTCE) achieved 19%.

Total Revenue
$4.01B
Previous year: $3.92B
+2.2%
EPS
$1.01
Previous year: $1.01
+0.0%
Assets Under Custody
$37.3T
Previous year: $35.5T
+5.1%
Assets Under Management
$2T
Previous year: $1.84T
+8.5%
Cash and Equivalents
$4.78B
Previous year: $5.56B
-14.0%
Free Cash Flow
$6.45B
Previous year: -$2.02B
-419.7%
Total Assets
$442B
Previous year: $381B
+16.0%

BNY Mellon

BNY Mellon

BNY Mellon Revenue by Segment

Forward Guidance

Looking ahead to the remainder of 2020, downside risks remain from the economic uncertainty and the significant pressure from low interest rates. Despite this, their underlying business remains strong, benefiting from the improving quality and efficiency of their operations and the level of the client experience.

Positive Outlook

  • Delivered solid results, with all of our Investment Services businesses demonstrating resilient fee performance.
  • We are seeing momentum across most of our businesses as we continue to drive improved performance and capabilities across the company, and as we benefit from higher volumes and volatility versus a year ago
  • Our underlying business remains strong, benefiting from the improving quality and efficiency of our operations and the level of the client experience.
  • This should provide opportunities to deepen our relationships with clients.
  • Our clients, communities and society at large can continue to rely on BNY Mellon to be a trusted steward.

Challenges Ahead

  • Downside risks remain from the economic uncertainty
  • Significant pressure from low interest rates
  • Impact of the lower interest rate environment
  • Higher allowance for credit losses
  • Faced with the gravity of a global pandemic and with societal unrest spurred by racial injustice.