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Mar 31
Citi Q1 2025 Earnings Report
Citi delivered a strong first quarter with growth across all business lines and a notable increase in profitability.
Key Takeaways
Citigroup reported solid Q1 2025 results with net income rising to $4.1 billion and revenues increasing to $21.6 billion. EPS grew year over year, driven by improved performance across its core businesses and disciplined cost management.
Net income rose to $4.1 billion, up from $3.4 billion in Q1 2024.
Revenues reached $21.6 billion, a 3% increase year over year.
EPS increased to $1.96 due to higher income and share buybacks.
Services posted its strongest Q1 revenue in a decade.
Citi
Citi
Citi Revenue by Segment
Forward Guidance
Citi remains focused on strategic execution, risk management, and capital return while navigating macroeconomic uncertainties.
Positive Outlook
- Diversified business mix supports performance across cycles.
- Momentum in Services and Markets expected to continue.
- Strong capital position enables shareholder returns.
- Transformation initiatives yield operational efficiencies.
- Continued client growth across Wealth and USPB segments.
Challenges Ahead
- Macroeconomic uncertainty could affect credit outlook.
- Higher net credit losses in US card portfolios.
- Wealth segment faces deposit outflows to higher-yield investments.
- Corporate Lending remains under pressure excluding hedges.
- All Other segment saw significant revenue and profit decline.