Mar 31, 2023

Equifax Q1 2023 Earnings Report

Equifax's first quarter 2023 earnings were announced, revealing a mix of challenges and successes.

Key Takeaways

Equifax reported a 4% decrease in revenue to $1.302 billion due to a decline in mortgage revenue, but experienced strong growth in non-mortgage constant currency revenue. The company is on track to deliver planned spending reductions and signed an agreement to acquire Boa Vista Serviços in Brazil.

First quarter revenue decreased by 4% to $1.302 billion, influenced by a 33% decline in mortgage revenue.

Non-mortgage constant currency revenue grew by 10%.

Agreement signed to acquire Boa Vista Serviços, which will expand Equifax capabilities in the Brazilian market.

On track to deliver planned $200 million in spending reductions in 2023.

Total Revenue
$1.3B
Previous year: $1.36B
-4.5%
EPS
$1.43
Previous year: $2.22
-35.6%
Adjusted EBITDA Margin
29.2%
Workforce Solutions Oper. Margin
41.7%
International Operating Margin
11.5%
Gross Profit
$722M
Previous year: $810M
-10.9%
Cash and Equivalents
$233M
Previous year: $201M
+15.7%
Total Assets
$11.6B
Previous year: $11.4B
+1.7%

Equifax

Equifax

Equifax Revenue by Segment

Equifax Revenue by Geographic Location

Forward Guidance

Equifax provided guidance for the second quarter and full year 2023.

Positive Outlook

  • Reported Revenue: Q2 2023 Low-End: $1.310 billion, High-End: $1.330 billion; FY 2023 Low-End: $5.275 billion, High-End: $5.375 billion
  • Reported Revenue Growth: Q2 2023 Low-End: -0.5%, High-End: 1.0%; FY 2023 Low-End: 3.0%, High-End: 4.9%
  • Local Currency Growth: Q2 2023 Low-End: 0.8%, High-End: 2.3%; FY 2023 Low-End: 3.8%, High-End: 5.7%
  • Organic Local Currency Growth: Q2 2023 Low-End: -0.5%, High-End: 1.0%; FY 2023 Low-End: 2.8%, High-End: 4.7%
  • Adjusted Earnings Per Share: Q2 2023 Low-End: $1.60, High-End: $1.70; FY 2023 Low-End: $7.05, High-End: $7.35

Revenue & Expenses

Visualization of income flow from segment revenue to net income