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Mar 31
Equifax Q1 2025 Earnings Report
Equifax posted strong Q1 2025 results exceeding guidance, led by growth in U.S. Mortgage and new product innovation.
Key Takeaways
Equifax exceeded revenue guidance in Q1 2025 with $1.442 billion in revenue and strong performance across U.S. Mortgage and new product offerings. The company increased its dividend and initiated a $3 billion share buyback program while maintaining full-year guidance amid macroeconomic uncertainty.
Revenue reached $1.442 billion, exceeding guidance by $37 million
Net income increased to $133.1 million, up 7% YoY
Adjusted EPS rose to $1.53, driven by robust margin performance
Authorized $3 billion share repurchase and 28% dividend increase
Equifax
Equifax
Equifax Revenue by Segment
Equifax Revenue by Geographic Location
Revenue by Segment
Workforce Solutions Revenue
CapyFin.comUS Information Solutions Revenue
CapyFin.comInternational Revenue
CapyFin.comRevenue by Geographic Location
Latin America Revenue
CapyFin.comEurope Revenue
CapyFin.comAsia Pacific Revenue
CapyFin.comCanada Revenue
CapyFin.com Forward Guidance
Equifax reaffirmed its full-year 2025 guidance with revenue growth and adjusted EPS targets maintained, despite macroeconomic challenges.
Positive Outlook
- Full-year 2025 local currency revenue growth target of 6%
- Adjusted EPS midpoint guidance of $7.45 maintained
- Expected free cash flow close to $900 million
- Cash conversion ratio expected to reach 95%
- 85% of revenue now in EFX Cloud platform, enabling faster innovation
Challenges Ahead
- Projected 12% YoY decline in U.S. mortgage credit inquiries
- Global economic uncertainty and inflation risk remain high
- Interest rate volatility could impact customer activity
- International margins declined compared to prior year
- Continued headwinds in U.S. hiring and mortgage markets