Dec 31, 2020

Equitable Holdings Q4 2020 Earnings Report

Equitable Holdings reported strong Q4 2020 results with record assets under management, benefiting from resilient businesses and dedicated employees and advisors.

Key Takeaways

Equitable Holdings reported a net loss of $1,238 million for Q4 2020, compared to a net loss of $946 million in Q4 2019. However, non-GAAP operating earnings improved to $748 million from $653 million in the same quarter of the previous year. Assets under management reached a record $809 billion.

Assets under management reached a record $809 billion, a 10% year-over-year increase.

Returned $1.1 billion to shareholders for 2020, including $175 million in Q4 2020.

Completed the execution of all targets set at IPO, including $75 million pre-tax productivity gains net of reinvestment and $160 million annualized net investment income.

Variable annuity reinsurance transaction remains on track to close in the second quarter of 2021.

Total Revenue
$516M
Previous year: $1.69B
-69.4%
EPS
$1.65
Previous year: $1.37
+20.4%
Assets Under Management
$809B
Previous year: $735B
+10.1%
Gross Profit
-$1.58B
Previous year: -$467M
+238.5%
Cash and Equivalents
$6.18B
Previous year: $4.41B
+40.3%
Total Assets
$275B
Previous year: $250B
+10.2%

Equitable Holdings

Equitable Holdings

Equitable Holdings Revenue by Segment

Forward Guidance

Equitable Holdings is focused on strategic initiatives, including capital-light business growth and the closing of the VA reinsurance transaction, expected in Q2 2021.

Positive Outlook

  • Focus on capital-light business growth
  • VA reinsurance transaction on track to close in Q2 2021
  • Strong demand for Structured Capital Strategies (SCS) buffered annuity product
  • Continued focus on providing economically sound and in-demand solutions for clients
  • New $1 billion share repurchase program authorized for 2021

Challenges Ahead

  • Ongoing economic uncertainty due to the COVID-19 pandemic
  • Potential impacts from market volatility
  • Unfavorable mortality experience
  • PFBL reserve accrual
  • Shift to less interest-sensitive life insurance accumulation products

Revenue & Expenses

Visualization of income flow from segment revenue to net income