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Mar 31, 2024

FIS Q1 2024 Earnings Report

FIS presented its strategic vision and financial outlook at the Investor Day 2024, outlining strategies for profitable growth, disciplined capital allocation, and shareholder value creation.

Key Takeaways

FIS held its Investor Day 2024, detailing its strategic vision focused on unlocking financial technology to the world. The company highlighted its focus on high-growth areas, technology modernization, and disciplined capital allocation to drive shareholder value. Key messages included FIS's unique positioning in fast-growing markets and its commitment to delivering strong results through focused strategy and execution.

FIS is uniquely positioned to lead in fast-growing markets due to the blurring of boundaries in financial services.

The company's focused strategy and execution are expected to deliver strong results to shareholders.

FIS is concentrating on high-growth, high-margin solutions and modernizing technology to accelerate innovation.

Disciplined capital allocation is aimed at long-term value creation, with a commitment to compelling shareholder returns.

Total Revenue
$2.47B
Previous year: $3.51B
-29.7%
EPS
$1.1
Previous year: $1.29
-14.7%
Adjusted EBITDA Margin
40.4%
Previous year: 38.7%
+4.4%
Gross Profit
$915M
Previous year: $1.34B
-31.8%
Cash and Equivalents
$3.33B
Previous year: $1.87B
+77.9%
Free Cash Flow
-$62M
Previous year: $641M
-109.7%
Total Assets
$35.9B
Previous year: $61.1B
-41.3%

FIS

FIS

FIS Revenue by Segment

Forward Guidance

FIS provided its financial outlook for 2024, including revenue targets, adjusted EBITDA margin, and adjusted EPS growth. The company is focused on accelerating growth, expanding margins, and increasing return of capital.

Positive Outlook

  • Revenue between $10.1 billion and $10.15 billion.
  • Adjusted revenue growth of 4.0% - 4.5%.
  • Banking Solutions revenue growth of 3.0% - 3.5%.
  • Capital Markets Solutions revenue growth of 6.5% - 7.0%.
  • Adjusted EPS between $4.88 and $4.98, with normalized EPS growth of +10% - +12%.

Challenges Ahead

  • Includes High Single Digit negative impact from dis-synergies.
  • Refinancing at higher interest rates.
  • WAIR (Weighted Average Interest Rate) ~3.9% in 2026 ~2% headwind to Adj. EPS growth
  • Effective Tax Rate Rate optimization underway Expect gradual reduction over time
  • Worldpay EMI growing 7.5% - 9.5% annually Adj. EBITDA Growth / Debt Paydown / Lower Tax Rate

Revenue & Expenses

Visualization of income flow from segment revenue to net income