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Sep 30, 2024

Shift4 Q3 2024 Earnings Report

Shift4 demonstrated robust growth and strategic execution, achieving significant milestones in volume, revenue, and profitability.

Key Takeaways

Shift4 reported a strong Q3 2024, marked by record end-to-end payment volume of $43.5 billion, gross revenue less network fees of $365.1 million, and adjusted EBITDA of $187.4 million. The company expanded its adjusted EBITDA margin to 54% excluding recent M&A drag, secured major hospitality wins, and continued its impressive growth with SkyTab installations.

Shift4 achieved record end-to-end payment volume of $43.5 billion, a 56% increase year-over-year.

Gross revenue less network fees reached $365.1 million, up 50% compared to Q3 2023.

Adjusted EBITDA increased by 51% to $187.4 million, with an adjusted EBITDA margin of 51%.

The company closed the acquisition of Givex, adding over 130,000 new gift and loyalty customers and a $300 billion payment volume cross-sell opportunity.

Total Revenue
$909M
Previous year: $675M
+34.6%
EPS
$1.04
Previous year: $0.82
+26.8%
End-to-End Payment Volume
$43.5B
Previous year: $27.9B
+55.9%
Gross Revenue Less Network Fees
$365M
Previous year: $243M
+50.2%
Adjusted EBITDA
$187M
Previous year: $125M
+50.5%
Gross Profit
$253M
Previous year: $140M
+80.5%
Cash and Equivalents
$1.43B
Previous year: $783M
+82.1%
Free Cash Flow
$134M
Previous year: $80.8M
+65.5%
Total Assets
$5.05B
Previous year: $2.65B
+90.5%

Shift4

Shift4

Forward Guidance

Shift4 tightened its volume range and raised the mid-point of Q4 GRLNF and EBITDA guidance ranges.

Positive Outlook

  • The company has a deep moat around its hospitality business, with over 550 software integrations.
  • Shift4's sports, entertainment, and theme park software is the category leader.
  • SkyTab is one of the world’s best cloud-based restaurant POS platforms, with expanding distribution coverage and extensive cross-sell opportunities.
  • Shift4's global ecommerce business is growing rapidly.
  • The company has over 225,000 merchants using some form of its technology, representing nearly $350 billion in volume to cross-sell onto its payment platform.

Challenges Ahead

  • Shift4 has tens of thousands of legacy POS systems that it will eventually move to Skytab.
  • The company has many gateway connections to sunset and other inefficiencies to address.
  • Shift4 is still in the early days of its transformation.
  • There are lots of ‘parts’ still to remove, internal systems to replace with Project Phoenix, operations to improve with Mission Control and automation to achieve with AI.
  • The company faces an arguably more challenging operating environment due to higher interest rates, higher inflation, and overall consumer fatigue from spending significantly more eating out and staying at hotels.