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Sep 30, 2024

Goldman Sachs Q3 2024 Earnings Report

Reported earnings per common share of $8.40 for the third quarter.

Key Takeaways

Goldman Sachs reported net revenues of $12.70 billion and net earnings of $2.99 billion for the third quarter ended September 30, 2024. Diluted earnings per common share (EPS) was $8.40 for the third quarter of 2024.

Global Banking & Markets generated quarterly net revenues of $8.55 billion, including strong performance in Equities and record quarterly net revenues in Fixed Income, Currency and Commodities (FICC) financing.

The firm ranked #1 in worldwide announced and completed mergers and acquisitions and common stock offerings for the year-to-date.

Asset & Wealth Management generated quarterly net revenues of $3.75 billion, including record quarterly Management and other fees.

Assets under supervision increased $169 billion during the quarter to a record $3.10 trillion.

Total Revenue
$12.7B
Previous year: $11.8B
+7.5%
EPS
$8.4
Previous year: $5.47
+53.6%
Cash and Equivalents
$155B
Previous year: $240B
-35.5%
Free Cash Flow
$30.4B
Previous year: -$26B
-216.6%
Total Assets
$1.73T
Previous year: $1.58T
+9.6%

Goldman Sachs

Goldman Sachs

Goldman Sachs Revenue by Segment

Goldman Sachs Revenue by Geographic Location

Forward Guidance

This press release contains forward-looking statements that are subject to various risks and uncertainties.

Positive Outlook

  • The firm's Investment banking fees backlog increased compared with both the end of the second quarter of 2024 and the end of 2023.
  • Higher net revenues in Global Banking & Markets and Asset & Wealth Management.
  • Significantly higher net revenues in Debt underwriting, driven by leveraged finance and investment-grade activity, and higher net revenues in Equity underwriting, driven by secondary offerings.
  • Higher net revenues in currencies and credit products and higher net revenues in mortgages.
  • Significantly higher net revenues in Equities intermediation in both derivatives and cash products.

Challenges Ahead

  • Lower net revenues in Platform Solutions.
  • Significantly lower net revenues in FICC intermediation, due to significantly lower net revenues in interest rate products and commodities.
  • The decrease in Consumer platforms net revenues reflected lower net revenues from the General Motors (GM) credit card program, including a loss related to the planned transitioning of the program to another issuer, partially offset by higher average credit card balances.
  • Transaction banking and other net revenues were lower, primarily reflecting mark-downs related to the seller financing loans portfolio that was transferred to held for sale, and lower average deposit balances.
  • Information regarding the firm’s assets under supervision, capital ratios, risk-weighted assets, supplementary leverage ratio, balance sheet data, global core liquid assets and VaR consists of preliminary estimates.