The Hartford Q4 2024 Earnings Report
Key Takeaways
The Hartford announced strong Q4 and full-year 2024 results, with net income available to common stockholders increasing by 11% in Q4 and 24% for the full year. The company's performance was driven by sustained momentum in Commercial Lines, significant progress in Personal Lines, continued strong margins in Group Benefits, and a higher investment portfolio yield.
Net income available to common stockholders increased 11% in Q4 2024 compared to Q4 2023.
Commercial Lines experienced strong top-line growth and profitable margins.
Personal Lines achieved significant improvement in underlying combined ratio.
Group Benefits continued to outperform with a strong core earnings margin.
The Hartford
The Hartford
Forward Guidance
The Hartford is well positioned to sustain its momentum and deliver profitable growth at industry-leading ROEs in 2025 and beyond.
Positive Outlook
- Sustained momentum in Commercial Lines
- Strong top-line growth
- Highly profitable margins
- Significant progress in Personal Lines toward restoring target profitability in auto
- Continued strong margins in Group Benefits