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Dec 31, 2022

Jackson Q4 2022 Earnings Report

Jackson's Q4 2022 financial results were announced, revealing a net loss but strong growth in RILA sales and progress in capital return initiatives.

Key Takeaways

Jackson Financial Inc. reported a net loss of $(710) million for Q4 2022, but adjusted operating earnings were $491 million. The company saw significant growth in RILA sales, up from $108 million to $560 million year-over-year. Jackson returned $86 million to shareholders through share repurchases and dividends during the quarter. The company is increasing its dividend and share repurchase authorization for 2023.

Net loss attributable to Jackson Financial Inc. was $(710) million, or $(8.48) per diluted share.

Adjusted operating earnings were $491 million, or $5.66 per diluted share, a 31% decrease from Q4 2021.

Returned $86 million to shareholders through share repurchases and dividends.

Registered index-linked annuity (RILA) sales increased to $560 million, up from $108 million in Q4 2021.

Total Revenue
-$381M
Previous year: $1.62B
-123.5%
EPS
$5.66
Previous year: $7.48
-24.3%
Gross Profit
-$2.97B
Previous year: $1.17B
-354.4%
Cash and Equivalents
$4.3B
Previous year: $2.62B
+63.9%
Total Assets
$315B
Previous year: $377B
-16.5%

Jackson

Jackson

Jackson Revenue by Segment

Forward Guidance

Jackson is increasing its first quarter 2023 dividend by nearly 13% to $0.62 per share, announcing a $450 million increase to the existing share repurchase authorization, and establishing a 2023 capital return target of $450-$550 million.

Positive Outlook

  • Increasing first quarter 2023 dividend by nearly 13% to $0.62 per share
  • Announcing a $450 million increase to the existing share repurchase authorization
  • Establishing a 2023 capital return target of $450-$550 million
  • Strong statutory capital position
  • Robust levels of excess cash at the holding company

Challenges Ahead

  • Unspecified known and unknown risks and uncertainties
  • Factors reflected in the Company’s reports filed with the U.S. Securities and Exchange Commissions
  • Potential material weakness related to the process of setting the discount rate
  • Impact of strong equity markets on hedging losses
  • Additional deferred tax asset (DTA) admissibility limit impacts

Revenue & Expenses

Visualization of income flow from segment revenue to net income