Mar 31, 2024

Kingsway Financial Q1 2024 Earnings Report

Kingsway Financial reported financial results for Q1 2024.

Key Takeaways

Kingsway Financial Services reported a slight decrease in consolidated revenue and a net loss for the first quarter of 2024. Revenue was essentially flat, and EBITDA at the operating companies declined modestly. The company repurchased 8,000 shares of its common stock at a combined cost of $0.1 million.

Consolidated revenue decreased slightly by 0.9% to $26.2 million compared to the prior year period.

Consolidated net loss was $2.3 million, compared to net income of $27.9 million in the prior year, which included a $31.6 million non-recurring gain.

Adjusted consolidated EBITDA was $2.1 million, compared to $2.4 million in the prior year period.

The company expects positive momentum within its existing portfolio of businesses in 2024.

Total Revenue
$26.2M
Previous year: $26.4M
-0.7%
EPS
-$0.09
Previous year: $1.05
-108.6%
Gross Profit
$26.2M
Previous year: $26.4M
-0.9%
Cash and Equivalents
$20.2M
Previous year: $8.29M
+143.4%
Free Cash Flow
$59K
Total Assets
$198M
Previous year: $201M
-1.6%

Kingsway Financial

Kingsway Financial

Kingsway Financial Revenue by Segment

Forward Guidance

Kingsway anticipates continued growth through strategic acquisitions and operational improvements in its existing portfolio.

Positive Outlook

  • The company remains committed to growing its portfolio of businesses.
  • The company aims to deliver sustainable long-term growth in cash from operations.
  • The company is targeting two to three new acquisitions per year.
  • The company expects each acquisition to generate annualized EBITDA in the range of $1 million to $3 million.
  • Warranty businesses are improving and more favorable comparisons are expected in the quarters ahead.

Challenges Ahead

  • Macro-economic trends have impacted the businesses for the past several quarters.
  • EBITDA at the operating companies declined modestly.
  • Ongoing softness at the nurse staffing business impacted KSX adjusted EBITDA.
  • Higher claims expense impacted Extended Warranty adjusted EBITDA.
  • CSuite and SNS are executing strategies aimed at igniting revenue growth and implementing improvements to business operations.