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Mar 31, 2025
Mastercard Q1 2025 Earnings Report
Mastercard reported strong results with robust revenue and earnings growth.
Key Takeaways
Mastercard delivered a solid Q1 2025, driven by double-digit growth in revenue and EPS, with strong cross-border volume performance and ongoing expansion in value-added services.
Net revenue grew 14% to $7.25B, driven by strong performance in both payment network and value-added services.
Adjusted EPS rose to $3.73, up 13% year-over-year.
Cross-border volume increased 15%, boosting international transaction revenue.
Mastercard launched new AI-powered initiatives, including partnerships with Microsoft and OpenAI.
Revenue by Geographic Location
Forward Guidance
Mastercard remains confident in its diversified business model and innovation strategy despite global uncertainties.
Positive Outlook
- Strong growth in cross-border volume.
- Continued innovation with Agentic Payments Program.
- Strategic partnerships with Microsoft and OpenAI.
- Expanded value-added services portfolio.
- Robust share repurchase program activity.
Challenges Ahead
- Higher effective tax rate due to global minimum tax changes.
- Negative impact from equity investment losses.
- Increased operating expenses.
- Unfavorable interest expense trends.
- Macroeconomic and geopolitical uncertainties affecting global markets.
Historical Earnings Impact
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Avg. Return Before/After Earnings
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