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Sep 30, 2020

Moody's Q3 2020 Earnings Report

Moody's reported strong revenue growth driven by customer demand for services, insights, and solutions across both Moody's Investors Service and Moody's Analytics.

Key Takeaways

Moody's Corporation reported a revenue of $1.4 billion for Q3 2020, a 9% increase compared to Q3 2019. Diluted EPS increased by 24% to $2.47, while adjusted diluted EPS increased by 25% to $2.69. The company raised its full year 2020 adjusted diluted EPS guidance range to $9.95 to $10.15.

Moody's Corporation's Q3 2020 revenue reached $1.4 billion, reflecting a 9% increase year-over-year.

Moody's Investors Service (MIS) reported revenue of $825 million, up 11% from Q3 2019.

Moody's Analytics (MA) reported revenue of $531 million, up 7% from Q3 2019.

Diluted EPS for Q3 2020 was $2.47, a 24% increase from Q3 2019, while adjusted diluted EPS was $2.69, a 25% increase.

Total Revenue
$1.36B
Previous year: $1.24B
+9.3%
EPS
$2.69
Previous year: $2.15
+25.1%
Adjusted Operating Margin
53.2%
Gross Profit
$992M
Previous year: $890M
+11.4%
Cash and Equivalents
$2.49B
Previous year: $1.18B
+111.5%
Free Cash Flow
$490M
Previous year: $419M
+17.0%
Total Assets
$11.7B
Previous year: $9.48B
+23.2%

Moody's

Moody's

Moody's Revenue by Segment

Moody's Revenue by Geographic Location

Forward Guidance

Moody's updated outlook for 2020 reflects numerous assumptions about factors that could affect its business, including the impact of COVID-19, government and regulatory responses, and economic conditions. Full year 2020 diluted EPS is expected to be $9.30 to $9.50 and adjusted diluted EPS is expected to be $9.95 to $10.15.

Positive Outlook

  • Revenue increase in the high-single-digit percent range.
  • Operating expenses increase in the low-single-digit percent range.
  • Operating margin approximately 45%.
  • Adjusted operating margin approximately 50%.
  • MIS global revenue increase in the low-double-digit percent range.

Challenges Ahead

  • Approximately 6% and 9% declines in 2020 U.S. and Euro area GDPs, respectively.
  • U.S. high yield interest rate spreads of approximately 500 bps.
  • U.S. unemployment of approximately 8%.
  • Global high yield default rate rising to approximately 8% by the end of 2020.
  • The duration and severity of the COVID-19 crisis are unknown.

Revenue & Expenses

Visualization of income flow from segment revenue to net income